Software Engineer, Growth
Character.AI$150,000 - $300,000/year
Full Time
Junior (1 to 2 years)
$200,000 – $260,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
FinTech, Consumer FinanceIndustries
Requirements
- 5+ years of experience with modern backend frameworks and a track record of building and scaling production systems
- Strong systems design skills - you've architected and shipped distributed systems that handle high throughput and maintain data consistency
- Track record of making infrastructure decisions that balance technical excellence with business pragmatism
- Production experience with background job processing systems (Sidekiq, Resque, or similar)
- Solid understanding of database optimization, caching strategies, and performance tuning
- Ideal Candidate Also Has
- Experience with payment systems, financial infrastructure, or regulated environments (ACH, card processing, real-time payments)
- Background in fintech, payments, or lending infrastructure
- Technical Leadership: Ability to own complex technical initiatives end-to-end, from design through implementation and rollout
- Mentorship: Help level up the team through code reviews, design docs, and technical guidance
- Impact Focus: Balance technical perfection with pragmatic delivery - you know when to build for scale vs. ship fast
- Cross-functional Collaboration: Partner effectively with product, data science, and operations to deliver customer value
- Operational Excellence: Take ownership of the reliability and performance of the systems you build
Responsibilities
- Design and implement core backend systems for supporting growth features that hundreds of thousands of users use weekly - scaling to handle millions monthly
- Level up product experience throughout the user lifecycle. From onboarding to advancing to account closure. You’ll own and iterate on these experiences
- Integrate with third-party financial service providers and internal services, building robust APIs and data pipelines that ensure accuracy and consistency at scale - scaling up to billions of dollars per year
- Experiment and iterate on new user offerings and existing experience to improve retention and user value
- Contribute across the stack on user-facing experiences tied to core subscription payments and related features — from checkout and repayment flows to account management
- Enhance observability and reliability, introducing monitoring, alerting, and fault tolerance into user-critical systems
- Support adjacent product areas, contributing to shared systems and features beyond grant as part of a cross-functional engineering org
Skills
Backend Development
API Design
Data Pipelines
System Scalability
Third-Party Integration
Financial APIs
Kikoff
Credit building services for individuals
About Kikoff
Kikoff helps individuals, especially those with low or no credit, build a positive payment history and improve their credit scores. Its services are user-friendly and do not require credit checks, making them accessible to a wide range of clients. Kikoff offers tools for credit management, including easy disputing, rent reporting, and credit monitoring reports, along with an optional Autopay feature. The company's goal is to empower users to take control of their credit journey and achieve significant improvements in their credit scores.
San Francisco, CaliforniaHeadquarters
2019Year Founded
$41.3MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Stock Options
Unlimited Paid Time Off
Risks
Increased competition from new fintech startups could dilute market share.
Regulatory scrutiny may lead to increased compliance costs for Kikoff.
Economic downturns could decrease consumer spending, impacting revenue.
Differentiation
Kikoff offers credit building without credit checks, making it accessible to many.
The platform provides easy disputing and rent reporting to enhance credit scores.
Kikoff's Autopay feature ensures clients never miss a due date.
Upsides
Kikoff recognized as a top credit builder app in 2024.
AI-driven tools can enhance user experience with personalized strategies.
Partnerships with educational platforms can attract younger demographics.
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