Senior Full Stack Engineer
CalendlyFull Time
Senior (5 to 8 years)
Perpay is dedicated to building simple and inclusive financial products that help members create healthy habits and achieve economic stability. They’ve achieved significant milestones including $500 million in member spending, increasing member credit scores by 32 points on average, and are backed by First Round Capital and JP Morgan.
We are seeking an experienced and passionate Software Engineer to join Perpay and contribute to our culture of technical excellence. You will lead large-scale projects from start-to-finish, working across multiple teams (analytics, commerce, product, design, operations) while providing guidance to junior-level engineers. As a growing engineering team, you’ll have the opportunity to make an impact on our tech and team. This position reports directly to the CTO.
Facilitates interest-free paycheck deduction payments
Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.