Senior Software Engineer, Fullstack at Perpay

Philadelphia, Pennsylvania, United States

Perpay Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Skills

Key technologies and capabilities for this role

JavascriptReactReduxPythonDjangoFlaskKubernetesAWSDockerFull-stack developmentLarge-scale feature implementationTechnical requirements developmentComplex problem-solvingDistributed architecturesScaling systemsData-driven decision makingSoftware lifecycle managementSoftware testingSoftware deliveryCredit product development

Questions & Answers

Common questions about this position

Is this position remote or onsite?

The position is onsite, located in Center City, Philadelphia.

What is the salary for this Senior Software Engineer role?

This information is not specified in the job description.

What skills and experience are required for this role?

Candidates need 5+ years of experience building applications, with proficiency in the tech stack including Javascript, React, Redux, Python, Django, Flask, Kubernetes, AWS, and Docker.

What is the company culture like at Perpay?

Perpay fosters a collaborative and supportive work environment.

What makes a strong candidate for this position?

A strong candidate has 5+ years of experience building applications, can lead large-scale projects, solve complex problems in distributed systems, and has expertise in the listed tech stack.

Perpay

Facilitates interest-free paycheck deduction payments

About Perpay

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Philadelphia, PennsylvaniaHeadquarters
2016Year Founded
$2.4MTotal Funding
ANGELCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Competitive salary + company equity
401k with company match
Medical / Dental / Vision insurance
Pre-tax Public Transportation benefit
Relocation assistance
Student loan company match
Gym subsidy with City Fitness
Cell phone plan
Paid parental leave
Unlimited PTO
Optional work from home (WFH) up to 4 weeks per year

Risks

Increased competition from fintech startups may erode Perpay's market share.
Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.
Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

Differentiation

Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.
The company targets consumers avoiding traditional credit, providing a unique market position.
Perpay's model supports significant credit score increases, enhancing user financial health.

Upsides

Rising demand for flexible payment options boosts Perpay's interest-free installment model.
AI integration can refine Perpay's spending limit assessments, improving user experience.
Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

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