Senior Software Engineer, Fullstack

Philadelphia, Pennsylvania, United States

Apply with AI Apply

Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Candidates should possess 5 or more years of experience in building applications, with a strong background in software engineering. They should be proficient in technologies such as Javascript, React, Redux, Python, Django, Flask, Kubernetes, AWS, and Docker.

Responsibilities

The Senior Software Engineer will lead the implementation of large-scale features for customers and internal teams, develop technical requirements alongside the Product team, solve complex problems across distributed systems, make data-driven decisions, execute on the full feature lifecycle, and collaborate with stakeholders to design and implement new credit products and platform features.

Skills

Javascript

React

Redux

Python

Django

Flask

Kubernetes

AWS

Docker

Full-stack development

Large-scale feature implementation

Technical requirements development

Complex problem-solving

Distributed architectures

Scaling systems

Data-driven decision making

Software lifecycle management

Software testing

Software delivery

Credit product development

Perpay

Facilitates interest-free paycheck deduction payments

About Perpay

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Philadelphia, PennsylvaniaHeadquarters

2016Year Founded

$2.4MTotal Funding

ANGELCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Risks

Increased competition from fintech startups may erode Perpay's market share.

Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.

Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

Differentiation

Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.

The company targets consumers avoiding traditional credit, providing a unique market position.

Perpay's model supports significant credit score increases, enhancing user financial health.

Upsides

Rising demand for flexible payment options boosts Perpay's interest-free installment model.

AI integration can refine Perpay's spending limit assessments, improving user experience.

Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

Land your dream remote job 3x faster with AI

Try Jobo Free