Acorns

Senior Software Engineer

Remote

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
AI & Machine Learning, Fintech, Consumer SoftwareIndustries

Senior Software Engineer

Position Overview

  • Location Type: Remote
  • Employment Type: Full-Time
  • Salary: (Not provided)

Acorns is seeking a Senior Software Engineer to join their team. They are building the future of Fintech with a customer service virtual agent powered by AI, aiming to empower users with personalized financial decisions. The role focuses on designing and implementing an intelligent, empathetic virtual agent that embodies the company’s values of benevolence and courage.

Requirements

  • Bachelor’s or Master’s Degree in Computer Science, Software Engineering, Data Science, or Statistics
  • Passion for cutting-edge AI technologies
  • Experience with proprietary datasets and Vector database architecture
  • Ability to analyze data and identify gaps for improvement
  • Strong debugging and enhancement skills for models and pipelines
  • Experience collaborating with cross-functional teams
  • Ability to mentor junior team members
  • Understanding of fintech industry knowledge

Responsibilities

  • Understand Acorns’ mission, vision, strategic objectives, and fintech industry knowledge.
  • Review and analyze proprietary datasets, existing Vector database architecture, pipelines, and tools to identify gaps and propose improvements.
  • Contribute to key customer-facing projects, debugging and enhancing models, scaling pipelines, and delivering the virtual support bot MVP to production.
  • Collaborate with cross-functional teams to align AI efforts with business goals.
  • Optimize data pipelines and establish scalable monitoring processes.
  • Develop a roadmap for innovation aligned with fintech objectives.
  • Play a pivotal role in shaping a product that transforms customer service into an uplifting and impactful experience.

Company Information

  • Company: Acorns
  • Mission: To look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing.
  • Values:
    • Lead With Heart
    • Make Bold Decisions
    • Always Build Trust
    • Never Stop Growing
    • Find a way - Never settle, no excuses, nothing is impossible. Just make it happen.
  • Location: Remote-first organization with optional access to office space in Irvine, CA.

Skills

Vector database architecture
Data analysis
Debugging
Model enhancement
Pipeline development
Data pipelines
Monitoring
Fintech industry knowledge
Cross-functional collaboration
Mentoring

Acorns

Micro-investing platform for everyday users

About Acorns

Acorns simplifies investing for everyday people, particularly those new to investing or preferring a hands-off approach. Its main product is a micro-investing platform that allows users to invest spare change from everyday purchases. For instance, if a user buys a coffee for $2.50, Acorns rounds up the purchase to $3.00 and invests the $0.50 difference. This makes investing accessible for those without large sums to invest upfront. Acorns also offers retirement accounts, checking accounts, and educational resources to help users make informed financial decisions. Unlike many competitors, Acorns operates on a subscription model, charging users a monthly fee based on the level of service. The company also partners with brands to provide cashback rewards that are automatically invested into users' accounts. Acorns aims to make investing easy and accessible, helping clients grow their financial knowledge and wealth.

Irvine, CaliforniaHeadquarters
2012Year Founded
$491.2MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Healthcare
401(k)
Equity
Competitive Compensation
Flexible Paid Time Off
Learning & Development
Wellness
Flexible Work Hours
Quarterly Team Outings
Personal Development Plans
Annual Compensation Reviews
Recognition

Risks

Increased BNPL usage among Gen Z may reduce their investment capacity with Acorns.
Unpredictable IPO market could affect Acorns' public offering plans and valuation.
Privacy concerns may hinder adoption of Acorns' payment solution for kids.

Differentiation

Acorns offers micro-investing by rounding up purchases to invest spare change.
Partnerships with Vanguard and BlackRock provide Acorns users access to diversified portfolios.
Acorns collaborates with financial experts like Suze Orman for trusted financial advice.

Upsides

Acorns plans to go public, potentially increasing its market presence and resources.
The 'great wealth transfer' could expand Acorns' user base among younger investors.
Collaboration with Google Wallet targets younger audiences, enhancing long-term customer retention.

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