Senior Software Engineer - B2B SaaS New Initiatives at Kikoff

San Francisco, California, United States

Kikoff Logo
$200,000 – $260,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
FinTech, SaaSIndustries

Requirements

  • 5+ years of experience building and scaling production systems
  • Comfortable leveraging AI tools to work smarter and ship better products faster without sacrificing quality
  • Experience with Ruby on Rails is a plus but not required; strong fundamentals and ability to learn quickly
  • Builder’s mindset — thrives in ambiguity, takes initiative, and enjoys owning systems end-to-end
  • Communicates technical complexity clearly and appropriately depending on the audience, listens actively and humbly to feedback, and knows that great software is built by teams, not individuals
  • Deep understanding of system design, API development, and integrations, especially with third-party platforms

Responsibilities

  • Build and shape a new enterprise platform from the ground up for major financial institutions
  • Make architectural decisions, technical choices, and product instincts to define how the platform is built and scaled
  • Take significant ownership over platform architecture design, establishing development practices, and approaching complex credit workflows
  • Serve as a key voice in shaping product strategy and balancing speed with rigorous security and compliance requirements for handling credit data at scale

Skills

Ruby on Rails
System Design
API Development
Third-Party Integrations
AI Tools
Scaling Systems
Security
Compliance

Kikoff

Credit building services for individuals

About Kikoff

Kikoff helps individuals, especially those with low or no credit, build a positive payment history and improve their credit scores. Its services are user-friendly and do not require credit checks, making them accessible to a wide range of clients. Kikoff offers tools for credit management, including easy disputing, rent reporting, and credit monitoring reports, along with an optional Autopay feature. The company's goal is to empower users to take control of their credit journey and achieve significant improvements in their credit scores.

San Francisco, CaliforniaHeadquarters
2019Year Founded
$41.3MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Stock Options
Unlimited Paid Time Off

Risks

Increased competition from new fintech startups could dilute market share.
Regulatory scrutiny may lead to increased compliance costs for Kikoff.
Economic downturns could decrease consumer spending, impacting revenue.

Differentiation

Kikoff offers credit building without credit checks, making it accessible to many.
The platform provides easy disputing and rent reporting to enhance credit scores.
Kikoff's Autopay feature ensures clients never miss a due date.

Upsides

Kikoff recognized as a top credit builder app in 2024.
AI-driven tools can enhance user experience with personalized strategies.
Partnerships with educational platforms can attract younger demographics.

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