EarnIn

Senior Software Engineer

Mexico

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Technology, Software DevelopmentIndustries

Requirements

Candidates should possess a Bachelor’s, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience, along with at least four years of backend software development experience. They must be proficient in C# and .NET, and have experience with at least one major framework such as .NET or Spring. Furthermore, candidates should have hands-on experience working in cloud environments, specifically AWS, GCP, or Azure, and experience with various databases including DynamoDB, MySQL, and ElasticSearch.

Responsibilities

The Senior Software Engineer will drive the design and implementation of new features, make a meaningful impact on the lives of EarnIn’s community members, design, develop, and deliver large-scale systems, collaborate and mentor other engineers, contribute to defining technical direction and planning the roadmap, estimate and manage team project timelines and risks, and constantly learn about new technologies and industry standards in software engineering.

Skills

.NET

Spring

Spring Boot

AWS

GCP

Azure

DynamoDB

MySQL

ElasticSearch

Kafka

Backend Development

System Design

Cloud Computing

Event-Driven Systems

Mentorship

Code Review

Architecture

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Key Metrics

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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