Senior Schadenspezialist (w/m/d) im Bereich Sachschaden at AIG

Heilbronn, Baden-Wurttemberg, Germany

AIG Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Requirements

  • Completed studies in Law, Engineering, Business Administration, or equivalent with a vocational training as an Insurance Agent/Broker or Insurance Specialist with relevant experience
  • Excellent communication skills in German and English (written and spoken)
  • Long-standing experience in the processing of insurance claims in the area of household, building, SME, business interruption, and especially commercial property
  • Experience in handling legal disputes
  • Solid understanding of insurance conditions, enabling comprehensive assessment of insurance coverage
  • Structured work approach
  • Time management
  • Ability to manage workload effectively
  • Proactive mindset
  • Strong communication skills
  • Extensive experience in property claims

Responsibilities

  • Independently and proactively handle major loss and complex claims within assigned authority levels, including international cases
  • Determine coverage, manage investigations, and analyze the scope of the damage
  • Conduct independent and proactive investigations of cases to assess the claim through active contact with brokers, policyholders, experts, lawyers, authorities, and internal/external investigators
  • Independently plan and organize regulatory commission meetings, and participate in such meetings in contested cases
  • Independently plan and organize expert procedures
  • Participate in on-site inspections and discussions with stakeholders, particularly in major loss cases
  • Ensure careful assessment and formation of risk-appropriate provisions in accordance with applicable best practices
  • Maintain a consistently high standard of customer service
  • Adhere to best practices and company-specific guidelines for claims processing, incorporating key performance indicators into daily work
  • Communicate with internal stakeholders
  • Provide early information to the team leader regarding claims exceeding a certain value regarding reported claims/reserve changes/payments
  • Contribute to the continuous improvement of existing work processes

Skills

Property Claims
Claims Handling
Damage Assessment
Insurance Investigations
Legal Disputes
Insurance Coverage Assessment
Business Interruption Claims
Commercial Property Claims
German
English
Time Management
Structured Work Approach

AIG

Global insurance provider for individuals and businesses

About AIG

AIG provides a variety of insurance products and services aimed at individuals, families, and businesses. Their offerings include life insurance, retirement planning, and commercial insurance, which help clients manage risk and protect their assets. AIG operates by underwriting insurance policies and managing risk, while also investing the premiums collected to generate income. This company stands out from competitors by not only focusing on traditional insurance but also emphasizing cybersecurity and data protection to keep clients' information safe. AIG's goal is to help clients achieve financial security and peace of mind through comprehensive insurance solutions.

New York City, New YorkHeadquarters
1919Year Founded
IPOCompany Stage
Cybersecurity, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision coverage
Flexible Spending Accounts (FSA)
401(k)
PTO
Commuter Expense Reimbursement Account

Risks

Sale of personal travel business may reduce AIG's market presence in travel insurance.
Expansion in Atlanta could pose financial risks if expected growth does not materialize.
Deconsolidation of Corebridge Financial might lead to loss of synergies and increased costs.

Differentiation

AIG offers a wide range of insurance products globally, serving diverse client needs.
Corebridge Financial, a subsidiary, enhances AIG's offerings in retirement planning and financial futures.
AIG emphasizes cybersecurity and data protection, ensuring clients' information remains secure.

Upsides

AI adoption in underwriting and claims processing enhances efficiency and reduces costs for AIG.
InsurTech partnerships offer AIG opportunities to enhance digital capabilities and drive innovation.
Telematics and usage-based insurance allow AIG to offer personalized and flexible products.

Land your dream remote job 3x faster with AI