Senior Full Stack Engineer at Melio

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

7+ years of professional experience as a software engineer with frontend and backend development, with a primary focus on frontend
3+ years of hands-on experience with the React framework
1+ years of experience with Typescript
A deep understanding of production systems and the architecture of web products
Independent, fast learner and excited about learning new technologies
Proactive team player with a desire to impact our team, our product and our customers

Responsibilities

Create and maintain products that enable customers to manage their business payments
Build a platform to quickly iterate and launch custom solutions with partners like Capital One and Shopify
Release features on an ongoing basis, build integrations, and develop tools for efficiency
Interact with various parts of the system, from back-end to front-end, dealing with diverse data structures and user interfaces
Work with technologies like AWS Lambda, Node.js, TypeScript, React, and MySQL to build REST APIs for internal and external use, and new products
Cross-collaborate and discuss with team members about current issues or future improvements
Write code to implement new features or fix bugs
Conduct code reviews and deploy updates
Identify areas for improvement in the codebase and propose actionable solutions
Ensure maintenance of product quality, uptime, availability, and solving users’ needs

Skills

React

TypeScript

AWS

Lambda

Node.js

MySQL

REST APIs

Melio

Digital payment solution for small businesses

About Melio

Melio Payments provides a digital payment solution aimed at helping small businesses manage their finances more effectively. The platform allows businesses to pay their vendors and suppliers using various methods, including ACH bank transfers and credit cards. A notable feature is the option to defer credit card payments for up to 45 days, which assists in cash flow management. Additionally, businesses can earn rewards on their credit card expenses. Melio charges a 2.9% fee for credit card transactions, while ACH transfers are free, making it a cost-effective choice for many. The platform also enhances expense management by allowing businesses to assign roles, digitize approval workflows, and automate bill payments, all while ensuring the security of financial information. Melio's goal is to simplify the payment process for small businesses in the retail and e-commerce sectors, providing them with greater control over their finances.

New York City, New YorkHeadquarters

2018Year Founded

$636.2MTotal Funding

SERIES_ECompany Stage

Consumer Software, Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Hybrid Work Options

Meal Benefits

Professional Development Budget

Performance Bonus

Risks

Increased competition from Amazon Business could reduce Melio's market share.

Valuation cut to $2 billion suggests potential investor concerns about growth.

Rapid feature expansion may strain resources, leading to operational inefficiencies.

Differentiation

Melio offers a 45-day payment deferral using credit cards, aiding cash flow.

ACH transfers are free, providing a cost-effective payment option for small businesses.

Melio's platform allows role assignments and automated workflows, enhancing expense control.

Upsides

Recent $150M Series E funding supports growth through strategic partnerships.

Integration with Amazon Business enhances Melio's reach in the B2B sector.

Growing demand for real-time payments presents an opportunity for Melio's service expansion.

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