Credit Karma

Senior Data Scientist

Oakland, California, United States

$60,000 – $120,000Compensation
Senior (5 to 8 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Data Science, BiotechnologyIndustries

Requirements

Candidates should possess a Bachelor’s degree in a quantitative field such as Statistics, Mathematics, Computer Science, or a related discipline, and ideally hold a Master’s or Ph.D. degree. They should have at least 5 years of experience in data science, with a strong focus on machine learning and statistical modeling, and demonstrated expertise in applying these techniques to solve complex business problems.

Responsibilities

The Senior Data Scientist will partner with colleagues across the organization to identify opportunities for leveraging data to improve user experience and drive business outcomes, specifically focusing on accelerating revenue and engagement through data science models and feature engineering. They will participate in research efforts to explore emerging technologies like GenAI and Deep Learning, collaborate with partner teams to define key metrics, and represent Data Science in cross-functional meetings and external forums, translating technical concepts for business stakeholders.

Skills

Machine Learning
Statistical Modeling
Data Modeling
Feature Engineering
GenAI
Deep Learning
Python
SQL
Data Visualization
Communication
Problem-Solving

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Key Metrics

Oakland, CaliforniaHeadquarters
2007Year Founded
$358MTotal Funding
ACQUISITIONCompany Stage
Fintech, Cybersecurity, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health Insurance
Dental Insurance
401(k) Retirement Plan
Commuter Benefits
Wellness Program
Paid Vacation
Paid Sick Leave
Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.
Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.
Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.
The company offers a comprehensive suite of free financial tools and recommendations.
Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.
AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.
Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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