senior data scientist at Santander

Wrocław, Lower Silesian Voivodeship, Poland

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, FinanceIndustries

Requirements

3 years of experience in building credit risk models
Practical knowledge of statistical and probabilistic methods used in risk modeling
Knowledge of IFRS9 standard requirements, Rekomendacja W and R, and their significance in credit risk
Ability to work with relational databases (SQL at least intermediate level) and proficient programming in Python
Ability to explain credit risk concepts in business language
Desire for self-development – taking actions to increase competencies and improve skills
English at least at intermediate level
Ability to easily build relationships and collaborate in a team, including responding confidently in meetings
Seeking effective solutions (including out-of-the-box) and ensuring quality of work results

Responsibilities

Develop existing credit risk models (particularly IFRS9 parameters models and stress test models)
Build new models
Conduct monitoring/backtesting of models and adjust models to changing market and portfolio conditions
Collaborate with business to build the most optimal solutions
Create new approaches to modeling
Co-create and develop modern tools supporting modeling processes
Work agilely (planning sprints, retrospectives, etc.) and participate in various bank projects

Skills

Key technologies and capabilities for this role

PythonSQLCredit Risk ModelingIFRS9Stress TestingStatistical ModelingProbabilistic MethodsModel MonitoringBacktestingAgileData Analysis

Questions & Answers

Common questions about this position

What is the employment contract and duration for this position?

The position offers an employment contract (umowa o pracę) for a fixed term of 7 months with the possibility of extension.

Is this role remote or hybrid, and where is the office located?

The role is hybrid work, partially in the office at Robotnicza 11 in Wrocław.

What are the key skills and experience required for this Senior Data Scientist role?

Candidates need 3 years of experience building credit risk models, knowledge of statistical and probabilistic methods for risk modeling, familiarity with IFRS9 requirements, Rekomendacja W and R, intermediate SQL for relational databases, Python programming, and the ability to explain credit risk concepts to business.

What benefits does Santander offer for this position?

Benefits include private medical care with Medicover (option for dental package), cafeteria system with points for activities like vacations, culture, dining or childcare subsidies, Multisport card, bank product offers and employee loans, wellbeing activities such as interest clubs, webinars, exercises, podcasts, office initiatives like mammobus and self-defense workshops, and baby welcome kits.

What makes a strong candidate for this Senior Data Scientist role at Santander?

Strong candidates have 3+ years in credit risk modeling, technical skills in SQL and Python, knowledge of IFRS9 and Polish regulations, ability to communicate with business, work agilely in teams, seek efficient out-of-the-box solutions, and show a drive for personal development.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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