Senior Data Analytics Engineer at EarnIn

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

Proficiency in SQL, Python, or other scripting languages for data pipeline development
Experience with ETL processes, data integration workflows, and data infrastructure triage
Ability to design, build, and optimize data architecture and models
Familiarity with business intelligence tools such as Periscope, Tableau, Amplitude, and in-house platforms
Knowledge of finance domain, particularly debt facility analytics and financial reconciliation
Expertise in data governance, security, privacy, compliance, and quality controls
Strong analytical skills for deep analysis, identifying opportunities, and presenting recommendations
Ability to create project-related documentation

Responsibilities

Streamline data flows from sources and produce high-quality data pipelines (15%)
Develop and maintain data pipelines, ETL processes, and data integration workflows using SQL, Python, etc
Triage data infrastructure issues, drive resolutions, and act as key point of contact between infrastructure and customers
Design, build, and optimize data architecture and models for business reporting and analytics; update pipelines based on evolving requirements
Monitor and optimize data system performance, troubleshoot issues, and propose solutions
Design, develop, and maintain scaled, automated, user-friendly systems, reports, and dashboards for financial needs (45%)
Build and deliver high-quality visualization and reporting solutions for Finance
Create customized reports for new financial reconciliation needs
Automate reporting for Finance using Python, Periscope, Tableau, Amplitude, and other tools
Interface with Finance, Engineering, and Analytics to understand data needs and deliver high-quality data products (30%)
Build clean data products for finance domain automation and reconciliation
Identify opportunities for process automation in the finance domain
Own debt facility analytics and other core finance areas
Develop data functional expertise and own data quality for assigned areas
Create quality controls on data feeds
Design, build, and launch new ETL processes in production
Implement data governance practices including security, privacy, and compliance

Skills

SQL

Python

ETL

Data Pipelines

Data Integration

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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