Senior Data Scientist - Credit & Lending
Mercury- Full Time
- Senior (5 to 8 years), Junior (1 to 2 years)
Salary: £76,500 - £103,500 + stock options + Benefits Location Type: London | UK Remote Employment Type: Full-time
Monzo is on a mission to make money work for everyone by revolutionizing traditional banking. We offer a wide range of products and services, from personal and business accounts to savings, investments, and pensions. We are committed to solving problems and changing lives through innovative and customer-centric solutions.
Our Borrowing business is experiencing rapid growth, and we are looking to expand our Data and Credit team to support this evolution. We are seeking a driven, analytical, and creative Senior Data Analyst to join our Financial Health squad, focusing on supporting customers experiencing financial difficulty.
The Financial Health team is dedicated to supporting customers in financial difficulty. As a Senior Data Analyst, you will collaborate closely with Product, Data Science, and Analytical Engineering peers to generate data-driven insights and initiatives. We are looking for an experienced individual who can bring fresh thinking and inspire both the team and our customers.
At Monzo, we believe there's a better way to do banking. We care deeply about our customers, are innovative, and execute quickly. Our mission is to revolutionize how people manage their finances by putting them in control and promoting their financial wellbeing. We aim to create a genuine feel-good factor when it comes to personal credit.
Hear from our UK team about what it's like working at Monzo ✨
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products – we want to solve problems and change lives through Monzo ❤️.
Digital-only banking platform for consumers
Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.