Senior Compliance Analyst
EarnestFull Time
Junior (1 to 2 years)
Candidates must have 5+ years of experience in a compliance advisory role, preferably within a financial technology company. A subject matter expert in lending compliance, including Reg B, Reg Z, Reg V, and Reg F, with familiarity with state lending laws, is required. Demonstrated experience working with product teams on regulatory compliance matters such as financial crimes, licensing, reporting, product obligations, consumer compliance, conduct risk, and complaints handling is necessary. Experience evaluating emerging products for compliance risk, implementing solutions, and conducting reviews of new products and marketing materials is also required. The ability to identify and define problems, build project plans, and manage implementation, along with effective communication skills across business lines and senior management, is essential. An ambitious curiosity, a willingness to explore new areas, and the ability to work independently in a fast-paced, ambiguous environment are expected. A Certified Regulatory Compliance Manager (CRCM) designation is a plus.
The Senior Compliance Risk Manager will work closely with cross-functional risk and product teams to ensure Mercury products meet all relevant financial partner and regulatory compliance obligations. They will stay updated on regulatory changes and implement necessary updates, support new credit/lending product launches by defining compliance requirements, and drive remediation efforts for products. The role involves supporting departmental initiatives, maintaining policies and procedures, developing documentation, and liaising with auditors. Additionally, the manager will contribute to building a strong culture of compliance across Mercury and empower product teams to build compliant-by-design products by advising on regulatory and partner requirements.
Banking services for startups and founders
Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.