Head of ML
BiorenderSalary not specified
Full Time
Senior (5 to 8 years)
Senior Business Director - Network Surveillance Monitoring and Regulatory Strategy at Capital One
Chicago, Illinois, United States
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries
Requirements
- Deep knowledge of Anti-Money Laundering (AML) regulations, Bank Secrecy Act (BSA), and global financial crime typologies
- Skilled in aligning monitoring capabilities with regulatory requirements and evolving risk trends
- Demonstrated ability to align AML risk management capabilities across diverse functional teams, ensuring continuous audit and regulatory exam readiness
- Proven success overseeing complex regulatory requests, control testing, and regulatory remediation activities while maintaining transparency and effective challenge across the three lines of defense
- Strong understanding of data science concepts, including machine learning, statistical modeling, and predictive analytics
- Demonstrated experience leading teams that deliver surveillance or risk models in a financial services context (significant plus)
- Proven ability to analyze complex business functions, design efficient operating models, and develop long-term strategic roadmaps
- Demonstrated experience in leading and managing large, diverse teams, including both on-shore and off-shore resources, with ability to coach, mentor, and develop talent
- Excellent verbal and written communication skills to communicate complex technical and strategic concepts to senior executives, regulators, and technical teams
- Experience in developing, implementing, and maintaining AML policies, procedures, and governance frameworks
- Strategic Vision: Ability to think critically and strategically about the future of AML and data science, anticipating regulatory changes and technological advancements
- Analytical Acumen: Exceptional problem-solving skills with the ability to use data and analytics to drive decision-making
- Risk Mindset & Governance Acumen: Ability to balance innovation and compliance discipline, exercising strong judgment to ensure decisions align with regulatory expectations and enterprise risk frameworks
- Influential Leadership: Ability to inspire and motivate teams, build consensus among stakeholders, and effectively represent the function in internal and external forums
- Resilience and Adaptability: Thrives in a fast-paced, dynamic environment and can navigate ambiguity and change with confidence
- Integrity and Judgment: High degree of integrity and sound judgment, particularly when dealing with sensitive and confidential information
- Strong understanding of anti-money laundering regulations, data science methodologies, risk management, and people management
Responsibilities
- Lead the AML Network Surveillance Monitoring, Regulatory Strategy & Integration team within the 2nd Line of Defense
- Conduct comprehensive review and determination of the optimal operating model for the Credit Card Network monitoring group, which leverages cutting-edge machine learning to build and maintain surveillance models
- Develop and execute the long-term strategy for AML data and analytics capabilities in the Network monitoring space, ensuring alignment with regulatory expectations and business goals
- Serve as the primary point of contact for all supervisory engagements related to AML
- Provide guidance on policies and procedures
- Manage a high-performing team both on-shore and off-shore
- Report directly to the Managing Vice President of MADI (Modeling, Analytics, Data, and Insights)
Skills
AML
BSA
Network Surveillance
Machine Learning
Data Science
Risk Management
Regulatory Strategy
Financial Crimes
People Management
Audit Readiness
Control Testing
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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