Senior Backend Engineer - Core Product Innovation at Kikoff

San Francisco, California, United States

Kikoff Logo
$200,000 – $260,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
FinTechIndustries

Requirements

  • Senior-level experience as a Backend Engineer
  • Expertise in designing, prototyping, and scaling backend systems, APIs, and architectures
  • Ability to own end-to-end technical decisions
  • Strong collaboration skills with product and data teams
  • Proficiency in translating abstract ideas into elegant, performant solutions
  • Alignment with values of extreme ownership, clear communication, craftsmanship, and desire to create lasting impact
  • Willingness to work hybrid (3 days onsite in San Francisco, CA)

Responsibilities

  • Play a foundational role in designing, prototyping, and scaling a new fintech initiative on top of the core product
  • Own end-to-end decisions for the initiative
  • Work closely with product and data teams
  • Translate abstract ideas into elegant, performant APIs and architectures
  • Build solutions that drive user and business impact

Skills

Backend Engineering
API Design
System Architecture
Prototyping
Scalability
Performant Systems

Kikoff

Credit building services for individuals

About Kikoff

Kikoff helps individuals, especially those with low or no credit, build a positive payment history and improve their credit scores. Its services are user-friendly and do not require credit checks, making them accessible to a wide range of clients. Kikoff offers tools for credit management, including easy disputing, rent reporting, and credit monitoring reports, along with an optional Autopay feature. The company's goal is to empower users to take control of their credit journey and achieve significant improvements in their credit scores.

San Francisco, CaliforniaHeadquarters
2019Year Founded
$41.3MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Stock Options
Unlimited Paid Time Off

Risks

Increased competition from new fintech startups could dilute market share.
Regulatory scrutiny may lead to increased compliance costs for Kikoff.
Economic downturns could decrease consumer spending, impacting revenue.

Differentiation

Kikoff offers credit building without credit checks, making it accessible to many.
The platform provides easy disputing and rent reporting to enhance credit scores.
Kikoff's Autopay feature ensures clients never miss a due date.

Upsides

Kikoff recognized as a top credit builder app in 2024.
AI-driven tools can enhance user experience with personalized strategies.
Partnerships with educational platforms can attract younger demographics.

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