Senior Backend Engineer

India

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Candidates must possess at least 5 years of professional software development experience and expertise in Java, Scala, or Kotlin. A solid understanding of software development principles, design patterns, and best practices is required, along with experience in asynchronous or concurrent programming. Experience building scalable and resilient backend services, REST or gRPC APIs, and databases (SQL and/or NoSQL) with data migrations is necessary. Familiarity with message brokers or event-driven architectures, proficiency in CI/CD practices and tools, and experience with containerization and orchestration tools like Docker or Kubernetes are also required. Experience with Cloud infrastructure (AWS, Google Cloud, or Azure) and deploying services at the infra level, along with excellent written and verbal communication skills, are essential.

Responsibilities

The Senior Backend Engineer will develop, test, and deploy software solutions using Java, Scala, or Kotlin, and design backend systems while making key architectural decisions. Responsibilities include working with deployment infrastructure and tooling, handling schema evolution and data migrations, and optimizing backend systems for performance. The role involves collaborating with product, frontend, and DevOps teams, ensuring code quality through best practices and code reviews, and creating technical documentation. Additionally, the engineer will participate in problem-solving for production issues, contribute to continuous improvement, and potentially mentor junior engineers.

Skills

Java

Scala

Kotlin

Backend Systems

Application Logic

Deployment Infrastructure

Scalability

Resilience

Software Development

Testing

Cross-functional Collaboration

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters

2011Year Founded

$341.1MTotal Funding

DEBTCompany Stage

Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Remote Work Options

Flexible Work Hours

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.

Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.

Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.

The company provides instant credit and expansive bill payment options via a single app.

Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.

Apple's NFC chip opening may allow Tala to offer more seamless payment options.

Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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