Prime

Senior Backend Engineer

New York, New York, United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Data & Analytics, Enterprise SoftwareIndustries

Requirements

Candidates should have a minimum of 5 years of professional software engineering experience. Proficiency in Python/Flask, AWS, API Development, Spark, and SQL is required. Excellent communication skills and the ability to work independently with a large degree of ownership are essential. Candidates should also be intrinsically motivated by technology and able to thrive in a high-growth and dynamic environment. Experience in startup and fintech environments is preferred.

Responsibilities

The Senior Backend Engineer will drive the software development of customer-facing applications and write high-quality, maintainable, and scalable code. They will identify and troubleshoot issues, instrument experiment-driven designs, and influence and develop coding standards and best practices. Collaboration with other engineers and dev ops to continuously improve productivity and evolving the data model as the product grows will also be key responsibilities.

Skills

Python
Flask
AWS
API Development
Spark
SQL
Terraform
Postgres
React
Tailwind

Prime

Embedded financial solutions for small businesses

About Prime

PrimeFT offers embedded financial solutions tailored for small businesses, including products like expansion capital, inventory financing, and term loans. Their services are integrated into the platforms that small businesses use, making financial access seamless. Unlike competitors, PrimeFT provides a full-service solution that allows partners to customize their financial offerings through white labeling or API integration. The company's goal is to create new revenue streams for partners while using data science and AI to ensure tailored financial solutions and improve loan approval rates.

Key Metrics

New York City, New YorkHeadquarters
2021Year Founded
$47.7MTotal Funding
SEEDCompany Stage
Data & Analytics, Fintech, Financial ServicesIndustries
11-50Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Company Match
Unlimited Paid Time Off
Remote Work Options
Parental Leave
Professional Development Budget
Company Equity

Risks

Increased competition from fintech startups could dilute PrimeFT's market share.
Rising interest rates may reduce demand for PrimeFT's financing products.
Regulatory scrutiny could increase compliance costs and operational challenges for PrimeFT.

Differentiation

PrimeFT offers embedded financial solutions tailored for small businesses' diverse financing needs.
The company acts as an integration layer, supporting multiple financial service models.
PrimeFT uses AI and data science for precise credit risk management and underwriting.

Upsides

Embedded finance market projected to reach $7 trillion by 2030, boosting PrimeFT's growth.
API-driven services enable personalized solutions, aligning with PrimeFT's embedded finance strategy.
AI adoption in credit risk management enhances PrimeFT's underwriting accuracy and approval rates.

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