Senior Risk Analyst
SignifydSalary not specified
Full Time
Senior (5 to 8 years)
Senior Associate - Network Participant Risk Oversight Testing & Monitoring at Capital One
Richmond, Virginia, United States
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Banking, PaymentsIndustries
Requirements
- Strong project, process, and analytical skills
- Natural passion for managing risk
- Ability to serve as a change agent to effectively challenge business leaders
- Detailed understanding of Network Participant related processes, data, and systems where the data is stored
- Rigorous, curious, and creative mindset with unique perspective and experiences
Responsibilities
- Perform testing & monitoring of the first line network participant risk management including detailed data analysis to identify risks, problem areas, and development/completion of remediation plans
- Develop understanding and knowledge of Network Participant related processes, data and data systems of record to facilitate testing and monitoring
- Effectively challenge and act as a thought leader in providing guidance to implementing Network Participant risk management practices
- Analyze data to proactively identify risks and trends
- Provide guidance and support during audits and exams as needed
- Ensure results of testing & monitoring and challenge activities are properly documented and communicated, and perform and support detailed validation data analysis to include trending, problem identification, and development/completion of remediation plans
- Consult on Issue/Event analysis and reporting functions to observe trends and provide insights on changes to the Network Participant risk environment
- Collaborate effectively across multiple organizations such as Operational Risk Management, Risk Oversight Programs, Enterprise Risk Management, and Business units
- Work with business partners and other second line of defense teams to conduct testing and monitoring to identify and mitigate potential risks and assess whether the first line is meeting Capital One’s program requirements
- Support effective challenge of the first line of defense regarding their risk taking decisions and activities
- Assist in building out and executing the testing and monitoring strategy as well as supporting oversight and effective challenge to ensure businesses effectively manage operational risk
Skills
Risk Management
Operational Risk
Testing
Monitoring
Risk Oversight
Governance
Risk Assessment
Data Analysis
Process Assessment
Effective Challenge
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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