Senior Associate Credit and Risk at Global Payments

Athens, Greece

Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Payments, Financial ServicesIndustries

University Degree in business administration, economics, accounting or related quantitative field
4+ years of relevant professional experience in credit analysis, and/or underwriting, preferably in payments or financial services
Familiar with KYC and business registration processes and documents
Experience coaching / supervising

Underwriting of new and existing merchants based on risk analysis of merchant specific business model, financial profile and card acceptance / acquiring processing
Review of new merchants to mitigate credit risk and unacceptable processing categories
Quantification of chargeback risk exposure and potential collateral / reserve requirements to mitigate risk
Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
Financial risk analysis based on business model, financial statements, forecasts, credit bureau data etc
Proactive monitoring of recently boarded and existing merchants (periodic credit reviews, investigations and portfolio monitoring)
Verification of adherence to compliance requirements, scheme rules and credit risk guidelines
Collaboration with sales channel, partners and merchants to advance new merchant applications
Various portfolio monitoring, risk reporting, investigation and oversight tasks
Internal contact for risk management and compliance enquiries
Training of partners and merchants on risk management processes
Other tasks assigned by supervisor / manager