SCUK Capital Data Analyst at Santander

Redhill, England, United Kingdom

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Finance, Consumer FinanceIndustries

Requirements

Programming Languages and demonstrable experience in data extraction and manipulation using SAS, Python, and SQL is essential
Strong MS Excel skills for quick analysis and reporting are essential
Familiarity with data visualization tools (e.g., Tableau, Power BI)
Risk Modelling: Experience working in statistical models used for capital consumption (LGD, PD estimation)
Strong understanding of the Capital Requirements Regulation (CRR), Risk Weighted Assets (RWA) and the Basel framework
Understanding of financial principles

Responsibilities

Establish and maintain an efficient reporting network for the Capital team, requiring data production using various programming languages (SAS, Python, SQL) depending on the source systems
Extraction and treatment of capital database. Develop all reporting code from scratch, ensuring flexibility and adaptability to evolving requirements
Drive automation strategies to minimize reliance on manual End-User Computing (EUCs) within the team, enhancing overall efficiency and control
Investigate and manage data errors raised during the month-end capital consumption process, collaborating with relevant teams to implement robust solutions
Parametrize statistical models for loss given default (LGD) and probability of default (PD) provided by the Methodology team into corporate tools (Modellica) working with its specific coding language
Ensure compliance with regulatory and management reporting and auditing requirements on the verification processes for internal (IVT) and external (PRA/ECB) validation. Implements specific policies or practices based on laws or regulations governing these practices
Prepare and analyse large datasets about the business portfolio for various internal and external projects aimed at improving capital consumption
Prepare presentations and reports for internal committees and Senior Management. Ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience
Ensure thorough and ongoing documentation of all input and report production processes, ensuring accuracy and facilitating effective team backups
Act as a backup for other team members as necessary, requiring a solid understanding of month-end financial analysis and CRR regulations
Collaborates with departmental associates and management. Promote best practices across the team through effective communication and collaboration
Adapts easily to changing work demands (month-end, system amendments, or new projects) which may require working beyond standard hours
Adhering to our commitment to Consumer Duty ensuring we put our customers’ needs first and set higher and clearer standards of consumer protection

Skills

Key technologies and capabilities for this role

SASPythonSQLData ExtractionETLAutomationRWA ReportingCRR ComplianceModellicaLGDPDRegulatory Reporting

Questions & Answers

Common questions about this position

What is the work arrangement for this role?

This is a hybrid role requiring at least 3 days a week in the Redhill office, and remote workers will not be considered.

What programming skills are required for this position?

The role requires experience with SAS, Python, and SQL for coding data extraction, along with the ability to develop reporting code from scratch.

What is the salary or compensation for this role?

This information is not specified in the job description.

What does the team collaboration look like in this role?

The role involves collaborating with departmental associates and management, promoting best practices through effective communication, and acting as a backup for other team members.

What makes a strong candidate for this Capital Data Analyst role?

Strong candidates will have experience in SAS, Python, SQL, automating processes, ensuring CRR compliance, and the ability to explain complex concepts simply while adapting to changing demands.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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