Risk Data Science Intern at Imprint

New York, New York, United States

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Not SpecifiedCompensation

InternshipExperience Level

InternshipJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Currently pursuing a Bachelor’s or Master’s degree in a quantitative field (Statistics, Mathematics, Computer Science, Economics, Engineering, etc.)
Coursework or project experience with Python (pandas, scikit-learn, NumPy) and SQL
Interest in statistics, machine learning, and problem-solving (analytical curiosity)
Excellent communication skills, both written and verbal, with a customer-focused mindset
Eagerness to learn, collaborate, and take on new challenges (team player)

Responsibilities

Develop and Enhance Credit Models: Design, develop, and test statistical and machine learning models for credit risk areas (underwriting, fraud detection, portfolio management)
Data Analysis & Insights: Explore large datasets, identify patterns, and contribute to insights that inform credit strategies
Model Monitoring: Help track how models perform over time, assist with validation, and support documentation to ensure compliance with governance and regulatory standards
Collaboration: Partner with cross-functional teams (Product, Engineering, Credit) to see how risk data science connects with product development and business strategy across the company
Learning & Growth: Take on meaningful projects, receive mentorship from experienced data scientists, and build presentation skills by sharing your work with team members and senior leaders

Skills

Statistical Modeling

Machine Learning

Credit Risk

Underwriting

Fraud Detection

Portfolio Management

Data Analysis

Imprint

Designs and manages co-branded credit card programs

About Imprint

Imprint designs and manages co-branded credit card programs for well-known American brands. By partnering with these brands, Imprint creates credit cards that attract modern consumers, aiming to enhance the value of their partners' customer relationships. The company focuses on increasing metrics such as average spending, shopping frequency, and annual sales for cardholders. Imprint's process is notably faster than traditional credit card issuers, allowing them to launch new programs in about three months instead of the typical 18 months. Additionally, Imprint prioritizes customer service, offering a premium experience to cardholders. The goal of Imprint is to provide brands with effective credit card solutions that drive customer loyalty and sales.

New York City, New YorkHeadquarters

2020Year Founded

$197.5MTotal Funding

SERIES_CCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Competitive compensation and equity packages

Leading configured work computers of your choice

Unlimited vacation policy

Fully covered, high-quality healthcare including fully covered dependent coverage

Additional health coverage includes access to One Medical and option to enroll in an FSA

16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents

An understanding that successful remote work requires flexibility and an appreciation for asynchronous work

Access to industry leading technology across all of our business units — stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity

Limited edition Imprint Credit Card (no hard pull) for the first 100 team members only. Get 1.5% cash back on all purchases, plus additional perks

Risks

Increased competition from traditional issuers adopting fintech innovations.

Potential regulatory scrutiny could increase compliance costs for Imprint.

Economic downturns may reduce transaction volumes and Imprint's revenue.

Differentiation

Imprint launches co-branded credit card programs in just three months.

Imprint offers tailored rewards programs for each brand's specific needs.

Imprint provides 'white-glove treatment' customer service to all cardholders.

Upsides

Imprint raised $75M in Series C funding to fuel innovation.

Increased consumer interest in digital wallets boosts demand for Imprint's solutions.

Partnerships with traditional banks expand Imprint's co-branded card opportunities.

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