Product Lead - Account Verification at Plaid

San Francisco, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

10+ years of experience, including 5+ in product management or equivalent founder/operator roles
Proven success building and scaling B2B or infrastructure products, ideally in fintech or payments
Strong mix of strategic vision and executional drive; able to see the big picture while sweating the details
Exceptional communication and stakeholder management skills across technical and business audiences
Demonstrated ability to thrive in ambiguous, high-growth environments and lead with conviction
Track record of cross-functional impact, influencing design, engineering, and GTM teams to deliver results
Hands-on comfort with data and AI tools for writing, analysis, prototyping, and experimentation

Responsibilities

Own the Account Verification strategy and roadmap, from long-term vision to near-term priorities, grounded in customer and business outcomes
Reimagine the Auth experience to unlock new use cases (recurring payments, e-commerce, account funding) through modern, flexible verification flows
Expand verification capabilities across a growing set of methodologies: open banking, database auth, microdeposits, and beyond
Drive self-serve, experimentation, and orchestration tools that empower developers and operators to configure and optimize verification paths without code
Partner across Plaid to create cohesive experiences across account setup, risk management, and money movement
Represent Plaid internally and externally as a product thought leader, shaping how customers, partners, and the industry view account verification
Operate like an owner. Move quickly, make bold decisions, and bring creative energy to scaling one of Plaid’s most essential products

Skills

Key technologies and capabilities for this role

Product LeadershipAccount VerificationAuthBalance VerificationIdentity MatchOpen BankingMachine LearningFintechProduct StrategyCross-functional CollaborationEngineering PartnershipDesign CollaborationGo-to-Market

Questions & Answers

Common questions about this position

What is the employment type for this Product Lead role?

This is a full-time position.

Is this Product Lead role remote or office-based?

This information is not specified in the job description.

What skills are needed for the Product Lead - Account Verification role?

The role requires high-ownership, thriving in ambiguity, moving fast, customer empathy, and bold product strategy, along with the ability to set vision, drive execution, and partner cross-functionally.

What is the company culture like at Plaid for this team?

The Account Verification team obsesses over creating seamless verification journeys that balance speed, reliability, and security, with a focus on customer and business outcomes in a cross-functional environment.

What makes a strong candidate for the Product Lead position?

Strong candidates are high-ownership builders who thrive in ambiguity, move fast, set vision and strategy, drive cross-functional execution, and balance customer empathy with bold product strategy.

Plaid

Connects financial accounts to apps securely

About Plaid

Plaid simplifies financial data management for individuals and businesses by connecting various financial accounts to apps and services. Its main product is a set of APIs that allow developers to integrate financial data into their applications, enabling users to track spending, initiate payments, and access financial services all in one place. Plaid serves a wide range of clients, including app developers and financial institutions, and is used by popular apps like LendingTree and Square. Unlike many competitors, Plaid focuses on providing a comprehensive and scalable platform that supports various financial use cases, such as transactions and identity verification. The company's goal is to enhance the way users interact with their financial data, making it easier and more secure.

San Francisco, CaliforniaHeadquarters

2013Year Founded

$714.3MTotal Funding

SERIES_DCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

We've got you covered: From medical, life, and 401ks, we’re here to support your physical, mental, and financial wellbeing.

Everyone is an owner: We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids.

Vacation your way: We want to make sure you have time to meet your personal needs with unlimited PTO and two weeks of synchronous, company-wide vacation.

Grow your skills: Every Plaid is in control of their career development with our learning stipends, tools, and trainings.

Risks

Increased competition from API-based banking solutions like FIS's Code Connect platform.

Potential legal challenges, such as PNC's lawsuit over trademark issues.

Demand for enhanced transparency and security in financial data sharing.

Differentiation

Plaid offers seamless financial data integration through robust APIs for diverse clients.

Plaid's Pay by Bank for Bill Pay provides a cost-effective recurring payment solution.

Plaid's strategic partnerships enhance its value proposition in payroll and payment sectors.

Upsides

Plaid's expansion into the Triangle area indicates growth and increased hiring potential.

Partnership with Dwolla enhances Plaid's presence in the secure payments sector.

Collaboration with Ansa expands market reach through pay-by-bank capabilities for merchants.

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