[Remote] Principal Software Engineer at Forward Financing

Alberta, Canada

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

Seasoned technical leader with a strong architectural mindset
Experience owning technical roadmap and vision
Expertise in designing scalable, reliable, and highly efficient systems
Ability to lead complex, cross-team initiatives spanning multiple engineering teams and business domains
Deep knowledge of software ecosystem as a subject matter expert
Proficiency in promoting technical best practices, modern design patterns, and architectural integrity
Skills in building highly resilient and observable systems
Capability to mentor, guide, and elevate engineering teams

Responsibilities

Architect the core platform, designing and leading implementation of scalable, reliable, and efficient systems
Serve as the lead engineer for the domain, setting technical direction and raising standards for code quality, design patterns, and operational excellence from conception through deployment
Lead cross-functional initiatives, steering planning and execution for complex features across multiple teams and business domains
Act as subject matter expert on Forward’s software ecosystem, promoting technical excellence and architectural integrity organization-wide
Mentor and elevate the engineering team through technical guidance, fostering ownership and continuous learning
Maintain high engagement across teams to address technical debt, resolve bugs and incidents promptly, and build resilient, observable systems

Skills

Software Architecture

System Design

AI/ML

Data Integration

Scalable Systems

Platform Engineering

FinTech Development

Forward Financing

Provides fast funding solutions for small businesses

About Forward Financing

Forward Financing offers fast and flexible funding solutions to small businesses in the United States, focusing on those who may not qualify for traditional bank loans. Their main product is a merchant cash advance, which provides a lump sum of cash in exchange for a percentage of future sales, allowing for quick funding often within 24 hours. Unlike traditional lenders, Forward Financing operates in the alternative lending space, providing a more accessible application process, though at higher fees due to the increased risk. The company's goal is to support small business growth by offering reliable funding while adhering to high ethical standards.

Boston, MassachusettsHeadquarters

2012Year Founded

$365MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

201-500Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

401(k) Retirement Plan

Unlimited Paid Time Off

Paid Parental Leave

Wellness Program

Professional Development Budget

Flexible Work Hours

Remote Work Options

Risks

New fintech startups in Boston may challenge Forward Financing's market share.

CEO Jason Mullins' strategic shifts could disrupt operations or alienate clients.

Expansion of $450 million credit facility may increase financial risk if not managed well.

Differentiation

Forward Financing offers fast, flexible funding with approvals within minutes.

The company has provided over $1.9 billion to 45,000 small businesses since 2012.

Forward Financing is A+ rated by the Better Business Bureau and has a 4.9-star Trustpilot rating.

Upsides

Increased demand for alternative lending boosts Forward Financing's market potential.

AI and machine learning enhance Forward Financing's risk assessment and underwriting processes.

Digital-first financial services trend aligns with Forward Financing's online application model.

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