[Remote] Principal Software Engineer at Forward Financing

United States

Forward Financing Logo
$200,000 – $230,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial TechnologyIndustries

Requirements

  • Strong architectural mindset
  • Experience designing and implementing scalable, reliable, and efficient systems
  • Experience with AI/ML initiatives
  • Experience with data from third-party vendors
  • Leadership experience
  • Expertise in software ecosystem, modern design patterns, and architectural integrity

Responsibilities

  • Architect the core platform, designing and leading implementation of scalable systems
  • Design, blueprint, and lead the development of the core platform
  • Set the technical direction and raise the bar for code quality, design patterns, and operational excellence
  • Lead cross-functional initiatives requiring technical alignment across multiple teams
  • Steer cross-team planning and execution for complex features
  • Act as a subject matter expert on Forward’s software ecosystem
  • Mentor and elevate the engineering team through technical guidance and sponsorship
  • Maintain a high level of engagement across multiple teams, address bugs and incidents, and be a reliable leader

Skills

Architecture
AI/ML
Scalable Systems
Reliable Systems
Efficient Systems
Technical Leadership
Software Development

Forward Financing

Provides fast funding solutions for small businesses

About Forward Financing

Forward Financing offers fast and flexible funding solutions to small businesses in the United States, focusing on those who may not qualify for traditional bank loans. Their main product is a merchant cash advance, which provides a lump sum of cash in exchange for a percentage of future sales, allowing for quick funding often within 24 hours. Unlike traditional lenders, Forward Financing operates in the alternative lending space, providing a more accessible application process, though at higher fees due to the increased risk. The company's goal is to support small business growth by offering reliable funding while adhering to high ethical standards.

Boston, MassachusettsHeadquarters
2012Year Founded
$365MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
401(k) Retirement Plan
Unlimited Paid Time Off
Paid Parental Leave
Wellness Program
Professional Development Budget
Flexible Work Hours
Remote Work Options

Risks

New fintech startups in Boston may challenge Forward Financing's market share.
CEO Jason Mullins' strategic shifts could disrupt operations or alienate clients.
Expansion of $450 million credit facility may increase financial risk if not managed well.

Differentiation

Forward Financing offers fast, flexible funding with approvals within minutes.
The company has provided over $1.9 billion to 45,000 small businesses since 2012.
Forward Financing is A+ rated by the Better Business Bureau and has a 4.9-star Trustpilot rating.

Upsides

Increased demand for alternative lending boosts Forward Financing's market potential.
AI and machine learning enhance Forward Financing's risk assessment and underwriting processes.
Digital-first financial services trend aligns with Forward Financing's online application model.

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