Principal Associate, Data Scientist - US Card (BC&P Fraud) at Capital One

McLean, Virginia, United States

Capital One Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Banking, Fraud PreventionIndustries

Requirements

  • Customer-focused mindset, prioritizing right decisions for customers
  • Innovative, continually researching and evaluating emerging technologies, staying current on state-of-the-art methods
  • Creative, thriving on defining big undefined problems, asking questions, and sharing new ideas
  • Leadership qualities, challenging conventional thinking, improving status quo, and passionate about talent development
  • Technical proficiency with open-source languages (e.g., Python), hands-on experience developing data science solutions using open-source tools and cloud computing platforms (e.g., AWS)
  • Statistically-minded, with experience building, validating, and backtesting models; familiarity with confusion matrix, ROC curve, clustering, classification, sentiment analysis, time series, and deep learning
  • Data expertise, skilled in retrieving, combining, and analyzing big data from various sources and structures
  • Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or related) plus 5 years of data analytics experience, or Master's Degree in a quantitative field or MBA with quantitative focus (or in process with expectation to obtain by start date)

Responsibilities

  • Partner with cross-functional team of data scientists, software engineers, and product managers to deliver customer-loved products
  • Leverage technologies like Python, Conda, AWS, H2O, Spark to analyze huge volumes of numeric and textual data for insights
  • Build machine learning models through all phases: design, training, evaluation, validation, and implementation
  • Translate complex work into tangible business goals using interpersonal skills
  • Dive deep into data to design, build, and implement new features capturing emerging fraud patterns to enhance modeling and protect Business Cards and Payments customers

Skills

Key technologies and capabilities for this role

PythonCondaAWSH2OSparkMachine LearningStatistical ModelingFraud DetectionFeature EngineeringData Analysis

Questions & Answers

Common questions about this position

What technologies will I be working with in this role?

You will leverage a broad stack of technologies including Python, Conda, AWS, H2O, Spark, and more to analyze huge volumes of numeric and textual data.

What are the key qualities of the ideal candidate for this position?

The ideal candidate is customer-first, innovative, creative, a leader, technical with open-source experience, and statistically-minded with model-building expertise.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What is the salary or compensation for this role?

This information is not specified in the job description.

What does the team environment look like at Capital One for this role?

You will partner with a cross-functional team of data scientists, software engineers, and product managers, focusing on fraud modeling for Business Cards and Payments to protect customers.

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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