PO Core Product for Mobile Bankig Platform at Santander

Warsaw, Masovian Voivodeship, Poland

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, FinTechIndustries

Requirements

Minimum 3 years of experience in managing and developing a product or platform
Domain knowledge in electronic and mobile banking
Experience managing a team responsible for 24/7 systems
English language proficiency at least B2 level
Experience in managing budgets and team capacity
Experience working in an Agile environment and comfort with agile culture
Precision, planning skills, organizational skills, and effective communication

Responsibilities

Development and maintenance of the Core Product for Mobile Banking Platform
Creating product vision and strategy, managing backlog and priorities for scrum teams
Managing product roadmap and technological/business initiatives
Collaboration with CPO, PO, and stakeholders from business, IT, compliance, marketing, sales, and customer service areas
Implementing innovative solutions supporting customer needs and bank goals in digitalization
Delivering innovative, intuitive, and secure mobile app solutions for managing financial products (accounts, cards, investment funds, savings, insurances, Subscription Manager)
Monitoring and optimizing performance metrics (e.g., app availability, NPS, login numbers)
Ensuring platform security, continuity of operation, data quality, and compliance with regulations (GDPR, PSD2, AML, ISO)
Analyzing user behavior, testing and accepting functionalities, initiating changes for usability and accessibility (WCAG compliance)
Active work with scrum teams (refinement, sprint planning, demo)
Managing backlog and setting task priorities for scrum teams
Managing budget, supplier contracts, and long-term product development planning
Participation in complaint processes and legal-formal aspects related to banking

Skills

Product Management

Mobile Banking

Agile

Team Management

Budget Management

English B2

Electronic Banking

24/7 Systems

Mobile Platforms

Open Banking

MFA

Biometrics

UX Design

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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