Partnerships Counsel at Pagaya

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, Financial ServicesIndustries

Requirements

Seasoned and strategic lawyer with expertise in legal and regulatory matters in fintech and consumer credit
Business-minded with comprehensive understanding of Pagaya’s core business and financing principles
Experience in negotiation and drafting of legal agreements for partnership arrangements, loan sales, and servicing of financial assets
Proactive, collaborative self-starter with excellent judgment
Comfortable operating at strategic and tactical levels, providing clear, actionable advice to executives and teams
Strong social and communication skills for engaging with employees and management at all levels
Passion for business growth and excitement for working in a legally complex global fintech environment
Ability to stay informed about regulatory changes in consumer lending and credit products

Responsibilities

Serve as the primary legal advisor for product development, marketing initiatives, and new features, ensuring compliance with relevant laws and regulations in the fintech and consumer credit space
Act as a strategic partner to the business team in drafting, reviewing, and negotiating commercial agreements related to the acquisition and servicing of various asset classes
Build, analyze, and structure complex partnerships
Advise on all aspects of marketing and advertising, with deep expertise in digital and direct mail campaigns, to mitigate legal and regulatory risks
Collaborate cross-functionally with Risk, Product, and Partnerships teams to shape and execute compliant, high-performance programs
Stay informed about regulatory changes affecting consumer lending and credit products to proactively identify and address legal risks
Provide clear, actionable legal advice to a variety of stakeholders, balancing legal risk with business objectives

Skills

Contract Negotiation

Legal Drafting

Partnership Agreements

Consumer Lending

Regulatory Compliance

Loan Servicing

Financing Principles

Direct Mail Campaigns

Pagaya

AI-driven asset management for institutions

About Pagaya

Pagaya specializes in managing institutional money through the use of artificial intelligence. The company focuses on the asset management market, particularly in creating asset-backed securities (ABS). Its products work by utilizing advanced machine learning and big data analytics to identify profitable opportunities in complex financial markets. By collaborating with tech-enabled firms, Pagaya enhances its understanding of consumer behavior, which is crucial for credit markets. Unlike its competitors, Pagaya actively manages ABS with AI, offering a distinct advantage to institutional investors. The company's goal is to issue and manage ABS effectively, as evidenced by its achievement of over $1 billion in ABS issuance within a year and a half, showcasing its growth and capability.

New York City, New YorkHeadquarters

2016Year Founded

$480.7MTotal Funding

IPOCompany Stage

Fintech, AI & Machine Learning, Financial ServicesIndustries

501-1,000Employees

Benefits

Health Insurance

Paid Vacation

Flexible Work Hours

Risks

Integration challenges from Tally acquisition may impact strategic goals.

Rapid expansion through acquisitions could strain resources and efficiency.

Increased competition from AI-driven companies like Rocket Companies threatens market position.

Differentiation

Pagaya uses AI and big data to manage institutional money effectively.

Pagaya Pulse platform offers a scalable performance edge with state-of-the-art algorithms.

Pagaya specializes in alternative credit markets, providing unique financial products.

Upsides

Pagaya raised $1 billion in ABS deals, showing strong capital market demand.

Acquisition of Tally's tech enhances Pagaya's embedded finance solutions.

Pagaya's strategic Advisory Board aims to accelerate business expansion.

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