Mortgage Processor III

The Mortgage Processor III will assess conventional and government loan requests based on product, underwriting, and investor guidelines, serving as the communication liaison between the customer and M&T’s Mortgage department. They will maintain effective communication with customers, brokers, co-workers, and external partners, and work with various departments and organizations to obtain necessary loan processing documentation. Responsibilities include notifying parties of irregularities, monitoring and analyzing credit reports, appraisals, and income documentation, and performing administrative duties such as preparing commitment letters, reviewing title and homeowner’s insurance, mailing loan suspend notices, and providing closing attorneys with documentation. The role also involves scrutinizing loan applications to assess qualification, restructuring loans, recommending solutions, and reviewing and accepting loan conditions based on underwriter requirements, while ensuring adherence to all regulatory requirements and guidelines.