Senior Loan Officer, Mortgage
GoodleapSalary not specified
- Full Time
- Mid-level (3 to 4 years)
$60,000 – $90,000Compensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries
Requirements
Candidates should possess a Bachelor’s degree and demonstrate at least three years of experience in mortgage lending, with a strong understanding of FHA, VA, and conventional loan programs. They must be knowledgeable in credit analysis, financial data assessment, and mortgage regulations, and have the ability to independently assess applicant creditworthiness.
Responsibilities
The Mortgage Originator will interview applicants to gather financial information, assess their creditworthiness, determine suitable mortgage products, and advise customers on loan options. They will also cultivate new mortgage business through outreach to realtors, builders, and developers, negotiate loan terms, ensure compliance with lending procedures and regulatory requirements, monitor market trends, and represent the bank in the community while following up with potential customers via travel or telephone.
Skills
FHA Loans
VA Loans
Conventional Loans
Credit Analysis
Financial Data Assessment
Mortgage Regulations
Creditworthiness Assessment
Loan Origination
Customer Service
Sales
Negotiation
M&T Bank
Full-service banking for individuals and businesses
About M&T Bank
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.
Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees