Mid-Level Software Engineer, Full Stack at Perpay

Philadelphia, Pennsylvania, United States

Apply Now

Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Minimum of 2 years experience as a software engineer (excluding internships or coop experiences) with a focus on full stack development
Strong proficiency in at least one backend application framework such as Django or Flask and experience with frontend technologies such as React, Angular, or Vue.js
Proven experience building and deploying scalable web applications, with knowledge of database design and management
Knowledge of RESTful API design and integration
Experience working with cloud infrastructure and containerization technologies such as AWS, Docker, and Kubernetes is preferred
Passion for learning new technologies and keeping up with industry trends
Ability to collaborate with cross-functional teams, including UX designers, product managers, and other engineers
Strong communication skills and ability to articulate technical concepts to non-technical stakeholders
Contributed to features on at least one sizable production application using modern frameworks within the past year (ideal)

Responsibilities

Collaborate closely with the development team, including UX designers, product managers, and other engineers, to implement solutions that meet business needs and provide the best user experience
Work with stakeholders to design, build, test, and release new features for our platform
Write clean, efficient, and maintainable code
Contribute to the engineering design process by bringing forward tradeoffs and opinions

Skills

Full Stack

Frontend Development

User Experience

Pull Requests

Feature Scoping

Code Review

Perpay

Facilitates interest-free paycheck deduction payments

About Perpay

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Philadelphia, PennsylvaniaHeadquarters

2016Year Founded

$2.4MTotal Funding

ANGELCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Risks

Increased competition from fintech startups may erode Perpay's market share.

Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.

Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

Differentiation

Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.

The company targets consumers avoiding traditional credit, providing a unique market position.

Perpay's model supports significant credit score increases, enhancing user financial health.

Upsides

Rising demand for flexible payment options boosts Perpay's interest-free installment model.

AI integration can refine Perpay's spending limit assessments, improving user experience.

Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

Land your dream remote job 3x faster with AI

Try Jobo Free