Gravie

Medical Claims Examiner III

Remote

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Healthcare, Health InsuranceIndustries

Requirements

Candidates must possess a High School Diploma and at least 6 years of experience in processing, adjusting, or analyzing medical claims, preferably within a TPA environment. A strong understanding of CPT/HCPC and ICD-10 code rules is essential, along with the ability to prioritize tasks, manage time effectively, and work independently. Basic proficiency in Windows-based applications and comfort with Zoom are also required.

Responsibilities

The Medical Claims Examiner III will adjudicate medical claims within a state-of-the-art claims system, applying national claims guidelines and established policies. This subject matter expert will evaluate, research, and analyze complex claim submissions, including Coordination of Benefits, Prior Authorization, Claim Adjustments, Health Reimbursement Arrangements, Transplant Claims, and High Dollar Claims Processing. Responsibilities include supporting team discussions, resolving claims issues, assisting with system testing and upgrades, and providing coaching and feedback to team members. The role also involves managing pended claims, conducting audits to identify improvement opportunities, meeting Key Performance Indicators, developing departmental workflows, facilitating training, and collaborating with the QA team on procedure updates. Additionally, the examiner will act as a liaison between team members and upper management, relaying feedback and concerns, and documenting claim processing procedures clearly and concisely.

Skills

Claims Adjudication
Claims Processing
Healthcare Claims
National Claims Guidelines
Problem-Solving
Coaching
Process Development
Auditing
Inventory Management

Gravie

Health benefits and insurance solutions provider

About Gravie

Gravie provides health benefits by offering straightforward and affordable health plans, primarily targeting individuals and small to midsize businesses. Their main product, Comfort, stands out because it has no deductible and no copays for most common healthcare services, allowing members to access care without unexpected costs. Additionally, Comfort includes virtual care options for musculoskeletal and mental health issues. Gravie also offers a payment solution called Gravie Pay, which enables members to pay for healthcare expenses interest-free, further easing financial stress. Unlike traditional health plans, Gravie claims that Comfort members save on out-of-pocket costs, and employers switching to Gravie often see lower premium expenses. The company has a high retention rate, indicating that many employees choose to continue with the Comfort plan in subsequent years. Gravie's goal is to simplify health benefits and reduce the financial burden of healthcare for its members.

Minneapolis, MinnesotaHeadquarters
2013Year Founded
$333.3MTotal Funding
DEBTCompany Stage
Fintech, HealthcareIndustries
201-500Employees

Benefits

Health Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Holidays
Paid Vacation
Paid Sick Leave
Flexible Work Hours
Paid Parental Leave
Wellness Program
Alternative Medicine Coverage
Cell Phone Reimbursement
Transportation Perks
Education Reimbursement
Paid Paw-ternity Leave

Risks

Potential backlash from traditional insurers could increase competition or lobbying.
Rapid ICHRA adoption may invite regulatory scrutiny or changes.
Aggressive expansion strategy could strain resources and lead to inefficiencies.

Differentiation

Gravie's Comfort plan offers zero deductibles and copays, unlike traditional health plans.
Gravie Pay provides interest-free payment solutions, reducing financial burdens for members.
Focus on virtual healthcare services enhances accessibility and member satisfaction.

Upsides

Increased ICHRA adoption since 2020 expands Gravie's market opportunities.
Comfort plan's zero-deductible model attracts cost-conscious employers and employees.
Virtual healthcare services align with rising demand, boosting member engagement.

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