Manager – Regulatory Compliance at Nium

Sydney, New South Wales, Australia

Apply Now

Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Payments, Financial ServicesIndustries

Requirements

7+ years’ experience in compliance, AML/CTF, or financial crime roles within a regulated financial institution or fintech/payments company
Strong knowledge of AUSTRAC and New Zealand AML/CFT regulatory frameworks
Proven experience in KYC/KYB, sanctions screening, and transaction monitoring processes
ACAMS, ICA, or equivalent certification preferred
Strong analytical, problem-solving, and process-improvement skills with a focus on automation and scalability
Demonstrated accountability, attention to detail, and the ability to manage multiple priorities under pressure
Excellent communication and stakeholder management skills with the ability to collaborate across functions and regions
Team-oriented, proactive, and adaptable, with leadership potential

Responsibilities

Maintain and enhance the AML/CTF and Compliance Framework for Australia and New Zealand, ensuring alignment with AUSTRAC and NZ AML/CFT requirements
Review, assess, and update compliance and AML/CFT policies, procedures, and controls to ensure effectiveness and adherence to regulatory expectations
Provide advisory support to business and product teams on regulatory compliance, AML/CTF, sanctions, and new business initiatives
Conduct country-specific risk assessments, identify control gaps, and coordinate timely remediation with relevant stakeholders
Support the MLRO in the execution of the AML/CTF Program, including the review of customer onboarding, ongoing due diligence, and enhanced due diligence (EDD) activities
Conduct periodic, trigger, and ad hoc client reviews, ensuring adverse media and risk factors are identified, documented, and escalated appropriately
Oversee transaction monitoring and name screening investigations, ensuring timely review and resolution of alerts
Prepare and assist with Suspicious Matter Reports (SMRs) and ensure regulatory reporting obligations are met
Contribute to compliance reporting for senior management and committees, providing insight into regulatory, AML/CTF, and operational compliance performance
Drive process improvement initiatives, leveraging automation and technology to enhance compliance efficiency and scalability
Participate in regulatory change management and compliance-driven projects, ensuring timely implementation of new obligations and best practices

Skills

Key technologies and capabilities for this role

Regulatory ComplianceAML/CTFAUSTRACNZ AML/CFTFinancial Crime Risk ManagementCompliance FrameworkPolicy DevelopmentRisk Assessment

Questions & Answers

Common questions about this position

What is the employment type for this position?

This is a full-time position.

Is this role remote or does it require working from an office?

This information is not specified in the job description.

What are the key responsibilities for this role?

Key responsibilities include maintaining the AML/CTF and Compliance Framework for Australia and New Zealand, providing advisory support on regulatory compliance, supporting AML/CTF operations like client reviews and transaction monitoring, and contributing to compliance reporting and projects.

What is the team structure for this compliance role?

You will be an integral part of Nium’s global Compliance team, supporting the Head of Compliance/MLRO, and working closely with internal stakeholders including business and product teams.

What experience makes a strong candidate for this position?

Strong candidates will have expertise in regulatory compliance, AML/CTF governance, financial crime risk management, AUSTRAC and NZ AML/CFT requirements, and experience with customer onboarding, transaction monitoring, and compliance reporting.

Nium

Global platform for real-time payments

About Nium

Nium provides real-time payment solutions that enable businesses to send and receive funds instantly, manage foreign exchange transactions, and prevent fraud. Its platform, powered by a proprietary API, allows banks, fintech companies, and money service businesses to integrate services for efficient cross-border money movement. Nium stands out by offering competitive foreign exchange rates and solutions for corporate purchasing and travel payments. The company's goal is to streamline financial transactions for businesses globally while charging fees for its services.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$305.4MTotal Funding

SERIES_ECompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Hybrid Work Options

Paid Vacation

Performance Bonus

Stock Options

Professional Development Budget

Mental Health Support

Risks

Increased competition from Loop and EQ Bank's multi-currency Global Visa Card.

Regulatory challenges in diverse African markets could impact partnership with Ecobank.

Technological integration issues may arise with Partior's blockchain-based payment system.

Differentiation

Nium offers real-time cross-border payments, enhancing speed and efficiency for businesses.

The company provides a proprietary API for seamless integration into existing business systems.

Nium's platform supports multiple payment schemes, including Visa, Mastercard, and Diners Club.

Upsides

Partnership with Ecobank expands Nium's reach to 35 African markets, boosting market presence.

Collaboration with Partior enhances transaction transparency and speed via blockchain technology.

Launch of Diners Club International Card increases flexibility for travel industry customers.

Land your dream remote job 3x faster with AI

Try Jobo Free