iOS Engineer

Cardiff, Wales, United Kingdom

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£78,000 – £110,000Compensation

Mid-level (3 to 4 years), Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, FintechIndustries

Requirements

Candidates should be product-focused iOS engineers with experience in Swift, SwiftUI, and MVVM architecture. Familiarity with The Composable Architecture, Coordinators, protocols, extensions, and Alamofire is preferred. A background in computer science or previous experience in large companies or startups is beneficial, but a passion for learning is most important.

Responsibilities

iOS Engineers will evolve the native mobile app, building polished user experiences with well-tested, resilient code. They will work in autonomous product squads, collaborating with cross-functional teams to achieve company goals and shape how millions of people interact with their finances. Responsibilities include working on various aspects of the product, contributing to open source software, participating in knowledge-sharing sessions, and improving codebase and processes within the iOS discipline.

Skills

iOS

Mobile Engineering

Swift

Objective-C

Banking

Fintech

Open Source

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters

2015Year Founded

$1,856.7MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Competitive salary

Flexible working hours

Work from home

Stock options

32 days of paid vacation and public holidays per year

Health insurance

EAP

Learning budget

Home office stipend

Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.

Expansion into Europe poses regulatory challenges and potential licensing delays.

Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.

The 'Pots' feature allows users to set aside money for specific purposes.

Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.

The partnership with SignLive enhances accessibility for Deaf customers.

Expansion into Europe in 2025 could significantly increase Monzo's customer base.

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