Financial Analyst
EarnestSalary not specified
Full Time
Junior (1 to 2 years)
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Payments, FintechIndustries
Requirements
- Self-starter with a collaborative mindset, hands-on approach, and strong desire to understand the business and contribute to its growth
- Ability to serve as a key contributor to financial planning and analysis, with primary focus on operating expense and headcount management
- Expertise in analyzing financial outcomes and delivering consultative financial advice to business stakeholders
- Experience interfacing with broader regional finance teams to deliver financial support
- Knowledge of ensuring integrity and timeliness of financial data in alignment with internal policies and regulatory standards (US GAAP, J-GAAP, SOX, local tax regulations)
- Position based in Visa Tokyo Office (on-site, full-time)
Responsibilities
- Lead consolidation and analysis of operating expense budgets and workforce planning in collaboration with business units, aligning with long-term corporate objectives and providing visibility into assumptions and investments
- Partner with cross-functional teams to develop and submit the annual operating plan, including quarterization, key dependencies, opportunities, and risks
- Oversee operating expense budgets through tracking, forecasting, and variance analysis with country functional leads; apply financial evaluation to initiatives for fiscal discipline and resource allocation
- Design and deliver financial metrics and management reports to communicate performance to country leadership for data-driven decisions
- Utilize operational and financial systems for in-depth analysis of revenue drivers, client incentives, and operating expenses; identify trends and recommend actions to optimize performance
- Collaborate with Asia Pacific Finance teams and Global Shared Service Center to maintain accurate accounting records in compliance with US GAAP, J-GAAP, SOX, and local tax regulations
- Act as Subject Matter Expert on controllership and finance processes, guiding business teams on policy and compliance
- Lead root cause analysis and corrective actions for issues identified by control stakeholders
- Monitor and analyze risk metrics and process performance to support continuous improvement
Skills
FP&A
Financial Planning
Financial Analysis
Budgeting
Expense Management
Headcount Planning
Financial Reporting
Data Analysis
Stakeholder Management
Regulatory Compliance
Visa
Global digital payment network provider
About Visa
Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.
San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.
Risks
CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.
Differentiation
Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).
Upsides
Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.
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