Finance Lead – Strategic Finance & Cash Management at Parafin

San Francisco, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

5+ years of experience in strategic finance, FP&A, investment banking, or private equity
Strong understanding of financial modeling, cash management, and capital planning
Exceptional quantitative skills, with the ability to translate data into actionable insights
Strong communication skills with the ability to influence and align stakeholders
Proven ability to balance detail-oriented execution with strategic perspective
Proficient in SQL
Experience at high-growth fintechs, technology companies, or scaling startups (preferred)
Exposure to small business lending or financial services (preferred)
Track record of driving margin improvement and financial discipline in fast-paced environments (preferred)
MBA (preferred)

Responsibilities

Lead financial planning and analysis (FP&A) across the company — building models, forecasts, and strategic plans to guide decision-making
Manage cash planning and liquidity, ensuring capital is deployed effectively and aligned with growth objectives
Serve as a strategic partner to product, operations, and go-to-market teams, helping identify opportunities to improve unit economics and margins
Build a company-wide financial strategy that balances growth and profitability
Create and track KPIs that align financial performance with business outcomes
Provide regular reporting and insights to leadership and the board

Skills

Key technologies and capabilities for this role

FP&AFinancial ModelingForecastingCash ManagementLiquidity ManagementStrategic PlanningFinancial Strategy

Questions & Answers

Common questions about this position

What experience is required for the Finance Lead position?

Candidates need 5+ years of experience in strategic finance, FP&A, investment banking, or private equity, with strong understanding of financial modeling, cash management, and capital planning, plus exceptional quantitative skills and strong communication abilities.

What is the salary or compensation for this role?

This information is not specified in the job description.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What is the company culture like at Parafin?

Parafin is a tight-knit team of innovators from companies like Stripe, Square, Plaid, Coinbase, and Robinhood, united by a passion for building tools that help small businesses succeed.

What makes a strong candidate for this Finance Lead role?

A strong candidate has experience at high-growth fintechs or scaling startups, exposure to small business lending, a track record of driving margin improvement, and preferably an MBA.

Parafin

Provides embedded financing solutions for businesses

About Parafin

Parafin provides a financing solution designed for online platforms and their merchant partners. The service allows these platforms to offer financing under their own brand, which helps them generate revenue and build loyalty with their merchants. Parafin's offerings include underwriting, funding, go-to-market strategies, servicing, compliance, and customer support. The financing is based on the sales history of the merchants, with no interest, late fees, or credit checks involved. Payments are automated and adjust according to sales, with funds available in as little as one business day. Parafin has partnered with major platforms like Amazon, MindBody, and DoorDash to facilitate quick and flexible financing for various business needs, such as opening new locations or upgrading equipment. The goal of Parafin is to support the growth of businesses by providing accessible financing options that also contribute to the revenue growth of the platforms they partner with.

San Francisco, CaliforniaHeadquarters

2020Year Founded

$184.8MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Competitive salary & equity

Health, dental, & vision

401k plan

Parental leave

Unlimited PTO

Commuter benefits

Daily lunches

Risks

Increased competition in embedded financial services could erode Parafin's market share.

Rapid technological changes may require continuous investment, straining Parafin's resources.

Economic downturns could impact demand for Parafin's services among small businesses.

Differentiation

Parafin offers a full-stack embedded financial infrastructure for small businesses.

The company partners with major platforms like Amazon and DoorDash for financing solutions.

Parafin's model includes underwriting, funding, and compliance, creating a seamless experience.

Upsides

Parafin raised $100M in Series C, boosting its valuation to $750M.

The company has grown volumes by 400% since its Series B in 2022.

Increased demand for embedded finance solutions enhances user engagement and retention.

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