Field Premium Auditor - Northwest Indiana at Auto-Owners Insurance

Marion, Indiana, United States

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

NoVisa

InsuranceIndustries

Requirements

Bachelor’s degree or equivalent experience
Has completed or is in the process of completing the Associate in Premium Auditing (APA) designation. (Note: This requirement may be waived or changed at the company’s discretion based on prior education and/or experience.)
Ability to drive an automobile, possess a valid driver’s license, and maintain a driving record consistent with the Company’s underwriting guidelines for coverage
Must be able to work in the U.S. without current or future sponsorship
Thorough understanding of insurance principles and the ability to analyze financial records

Responsibilities

Audit insured records to determine the proper exposure classifications and premium basis
Provide reports and recommendations to Underwriting
Determine the proper exposure classification, premium basis, and scope of operations through observation, discussion with insureds, and review of accounting records
Report and discuss exposures present on an insured’s property to determine underwriting eligibility and acceptability
Communicate with claims and underwriting associates, appointed agents, and insureds
Make recommendations to Underwriting, as necessary, to terminate coverage based on observed exposure to loss
Manage assigned territory by effectively scheduling assigned audits to maximize the number of physical audits accurately completed
Establish weekly agenda of scheduled appointments

Skills

Key technologies and capabilities for this role

Premium AuditingInsurance PrinciplesFinancial Records AnalysisExposure ClassificationUnderwriting RecommendationsTerritory ManagementAudit SchedulingAccounting Review

Questions & Answers

Common questions about this position

What benefits are offered for the Field Premium Auditor position?

Benefits include a competitive base salary, matched 401(k), fully-funded pension plan once vested, bonus programs, generous paid time off, friendly work environment, structured training program, and employee mentoring.

Is this a remote position or does it require travel?

This is a field position in Northwest Indiana requiring the ability to drive an automobile and manage an assigned territory, indicating travel for physical audits rather than remote work.

What are the key requirements for this role?

Requirements include a Bachelor’s degree or equivalent experience, completing or in process of APA designation (may be waived), valid driver’s license with good record, and US work authorization without sponsorship.

What is the company culture like at Auto-Owners Insurance?

The company offers a friendly work environment, structured training program, employee mentoring, and a commitment to employee success in a rewarding work environment.

What makes a strong candidate for the Field Premium Auditor role?

Strong candidates have a Bachelor’s degree or equivalent, APA designation or progress toward it, a valid driver’s license with a clean record, and US work authorization, plus a thorough understanding of insurance principles and financial record analysis.