Diligence QC II- (Part-Time)

Opole, Opole Voivodeship, Poland

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Part TimeJob Type

UnknownVisa

Financial Services, Mortgage Servicing, Loan Diligence, Title Insurance, Real EstateIndustries

Requirements

Candidates must have a minimum of 3-5 years of experience in mortgage underwriting and quality control within the origination or due diligence space. A strong understanding of condition clearing processes, basic knowledge of credit rating agency requirements, and familiarity with USPAP standards are necessary. The role requires knowledge of underwriting guidelines, investor guidelines, regulatory compliance, and TRID practices, along with experience in reading and analyzing loan servicer pay histories and servicing documentation. Developing leadership skills and the ability to manage people are also required, alongside strong analytical, organizational, and problem-solving skills with excellent attention to detail.

Responsibilities

The Quality Control Analyst will examine loan reviews completed by Loan Review Analysts, providing real-time feedback on errors and determining corrective actions. Responsibilities include ensuring regulatory compliance for reviewed loans, escalating error trends to management, and developing a deep understanding of specific client guidelines. The role involves handling escalated and countered client conditions with minimal guidance, assisting with loan review system testing and enhancement, and becoming a subject matter expert in loan review QC topics. Additionally, the analyst will assist with problem-solving, issue resolution, and provide guidance on daily matters related to underwriting and compliance, while maintaining confidentiality and adhering to internal controls.

Skills

Loan review

Quality control

Regulatory compliance

Client guidelines

TRID

Reg X

TILA

Underwriting guidelines

Problem-solving

Issue resolution

Selina Finance

Flexible home equity lending solutions

About Selina Finance

Selina Finance offers flexible lending solutions for homeowners in the UK, focusing on home equity lending. Their main products include a Home Equity Line of Credit (HELOC), which allows borrowers to access funds against their property equity and only pay interest on the amount used, and a Homeowner Loan, which provides a fixed sum upfront. Unlike other lenders, Selina Finance's HELOC offers unique flexibility in borrowing amounts over the first five years. The company's goal is to help homeowners finance large purchases by leveraging the equity in their homes at competitive interest rates.

London, United KingdomHeadquarters

2019Year Founded

$50.4MTotal Funding

SERIES_BCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Risks

Rising UK interest rates could make Selina's loans less attractive to borrowers.

Increased competition from fintechs may erode Selina's market share.

Potential UK regulatory changes could increase compliance costs for Selina Finance.

Differentiation

Selina Finance offers the UK's first Home Equity Line of Credit (HELOC).

Their HELOC product provides flexible borrowing against home equity, unique in the UK market.

Selina Finance combines real estate, finance, and technology for next-generation lending solutions.

Upsides

Partnership with Legal & General expands access to a large network of mortgage advisers.

Recent $150M Series B funding boosts Selina's capacity for growth and product development.

Increased demand for flexible financial products aligns with Selina's offerings.

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