Data Scientist
Sardine- Full Time
- Senior (5 to 8 years)
Candidates should possess a degree in a quantitative field such as Data Science, Mathematics, or Engineering, along with relevant experience in data analysis and machine learning. Proficiency in programming languages such as Python or R is essential, as well as familiarity with data visualization tools and statistical analysis techniques.
The Data Scientist will leverage data to drive impact across the organization by collaborating with sales leaders to illustrate the value of embedded finance. They will develop tools for portfolio monitoring and servicing, conduct simulations to assess financial product risks, and create models to predict financial outcomes for small businesses.
Provides embedded financing solutions for businesses
Parafin provides a financing solution designed for online platforms and their merchant partners. The service allows these platforms to offer financing under their own brand, which helps them generate revenue and build loyalty with their merchants. Parafin's offerings include underwriting, funding, go-to-market strategies, servicing, compliance, and customer support. The financing is based on the sales history of the merchants, with no interest, late fees, or credit checks involved. Payments are automated and adjust according to sales, with funds available in as little as one business day. Parafin has partnered with major platforms like Amazon, MindBody, and DoorDash to facilitate quick and flexible financing for various business needs, such as opening new locations or upgrading equipment. The goal of Parafin is to support the growth of businesses by providing accessible financing options that also contribute to the revenue growth of the platforms they partner with.