Credit Underwriter at AtoB

Bengaluru, Karnataka, India

AtoB Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Payments, Logistics, TransportationIndustries

Requirements

  • 2 - 3 years of experience in credit underwriting and financial/credit analysis
  • Bachelor's degree in Finance, Business, Economics or related field
  • Strong communicator
  • Previous experience working with North American companies, preferably in the financial services and/or tech startup space (bonus)
  • Small business lending (term loans, lines of credit, credit card) experience preferred

Responsibilities

  • Review and analyze new customer applications, including financial statements, tax returns and credit reports
  • Assess credit worthiness of businesses and applicants
  • Evaluate risk, write clear lending decisions and determine the terms under which fuel cards will be offered
  • Manage large queues of onboarding and ongoing risk reviews

Skills

AtoB

Financial technology for trucking fuel management

About AtoB

AtoB focuses on improving the payments system for the trucking and logistics industry. It offers fuel management solutions that help delivery fleets, eCommerce businesses, direct-to-consumer companies, and third-party shipping services manage their fuel expenses more effectively. AtoB's system ensures that only authorized users can access fuel cards, and it provides instant payroll for drivers, which helps reduce costs. The company serves both local businesses with short-distance fleets and larger operations with nationwide reach. AtoB stands out from competitors by combining secure payment methods with features that optimize fuel usage and route efficiency. The main goal of AtoB is to lower fuel costs and enhance the overall efficiency of supply chains.

San Francisco, CaliforniaHeadquarters
2019Year Founded
$161.1MTotal Funding
SERIES_CCompany Stage
Automotive & Transportation, FintechIndustries
51-200Employees

Benefits

Bay Area compensation offered for all US and Canada based employees
We are a remote-first company, though there is strong preference for this role to sit in the San Francisco Bay Area.
Unlimited time off
401(K) match

Risks

Generative AI-powered platforms like Roadz could threaten AtoB's market position.
Slow adoption of digital payments in trucking may hinder AtoB's growth.
Data privacy risks from telematics and geolocation technology usage.

Differentiation

AtoB offers secure and efficient fuel management solutions for the trucking industry.
The company provides instant payroll for drivers, reducing costs and improving cash flow.
AtoB's partnerships with major brands enhance its competitive edge in fuel pricing.

Upsides

Collaboration with TravelCenters of America offers 42 cents per gallon fuel savings.
Partnership with Mastercard enhances payment efficiencies for fleet managers.
Growing market for AtoB's fuel card among rental car companies and last-mile providers.

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