Credit Specialist II at Global Lending Services

Greenville, South Carolina, United States

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Automotive FinanceIndustries

Requirements

Minimum of bachelor’s degree required
A minimum of five (5) years of underwriting experience required
Thorough knowledge of credit-related laws, consumer lending/underwriting concepts, practices, and procedures required
Ability to multi-task, prioritize, and effectively manage and work within a team
Ability to solve problems under pressure and provide creative solutions when necessary
Proficient computer skills with working knowledge of internet and standard business applications such as Microsoft Office; ability to quickly learn new computer applications as required
Commitment to exemplifying the organizational core values and key competencies
Ability to talk and hear to exchange accurate information
Close visual acuity to perform activities such as: preparing and analyzing data and figures; viewing a computer terminal; extensive reading
Availability for exempt-level position with variable work schedule, including coverage until 8:00p as needed (no travel required)

Responsibilities

Work in conjunction with senior leadership to establish, document, continuously evaluate, and modify as necessary the criteria for loans that may qualify for an exception
Review all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance
Provide meaningful and timely coaching and feedback related to exception requests that are not within company tolerance
Track, document, and report to senior leadership trends related to policy exceptions
Act as the primary resource in the development and delivery of departmental training
Foster a collaborative culture that facilitates the achievement of business plan objectives by working closely with other associates and members of management

Skills

credit policy

credit risk assessment

credit review

training

credit analysis

Global Lending Services

Provides auto loans and financing solutions

About Global Lending Services

Global Lending Services (GLS) provides auto loans to customers in Idaho and across the United States, focusing on making vehicle ownership accessible and affordable. The company uses real-time decision-making technology to approve loans quickly, working with over 13,000 dealerships to streamline the car buying process. GLS stands out by serving individuals with less-than-perfect credit, ensuring everyone has a fair chance to secure financing. The goal of GLS is to offer inclusive credit solutions while maintaining strong customer service and ethical business practices.

Greenville, South CarolinaHeadquarters

2011Year Founded

VENTURE_UNKNOWNCompany Stage

Automotive & Transportation, Financial ServicesIndustries

501-1,000Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Volunteer Time Off

Professional Development Budget

Parental Leave

Risks

Odessa's entry into the market increases competition for GLS.

Chase's partnership with CarGurus may attract GLS's potential customers.

AI advancements by competitors could pressure GLS to upgrade its technology.

Differentiation

GLS offers real-time loan approvals, enhancing the car buying process efficiency.

The company partners with over 13,000 dealerships, ensuring widespread access to financing.

GLS focuses on subprime lending, providing opportunities for customers with less-than-perfect credit.

Upsides

GLS raised $325.6 million, indicating strong investor confidence and growth potential.

Increased demand for online auto financing platforms aligns with GLS's digital strategy.

AI trends in auto financing offer GLS opportunities to enhance its decision-making technology.

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