Mortgage Credit Assessor

Salary: P70,000-P90,000 (Monthly Package) Employment Type: Full-time Location Type: Remote Schedule: Monday-Friday (07:00 AM-04:00 PM PHT) Department: Banking & Financial Services Published: 2025-04-06 Remote: Yes

Position Overview

We are seeking a skilled Mortgage Credit Assessor to join our team. The ideal candidate will have a strong background in mortgage credit assessment, with a particular focus on structuring loan options for clients. This role requires a solid understanding of lending policies, income verification, and the ability to analyze financial data to assess borrowing capacity.

Requirements

• Experience: 2-3 years of experience in mortgage credit assessment, specifically in structuring loan options for clients.
• Education/Background: A background in finance, lending, or a related field.
• Technical Skills:
  • Proficiency in MS Office, particularly Excel.
  • Experience with servicing calculators.
• Soft Skills:
  • Strong communication and collaboration skills, especially when working with brokers and stakeholders.
  • Meticulous attention to detail.
• Nice to Have:
  • Experience with CRM tools, including Pipedrive and Infynity.
  • Familiarity with other lending-related software.

Responsibilities

• Client Scenario Assessment: Analyze income (PAYG and self-employed), debts, and overall financial standing to assess borrowing capacity.
• Lending Policy Application: Apply lending policies effectively during client assessments.
• Income Verification: Review and verify income documents, including payslips, tax returns, and BAS statements.
• Servicing Calculators: Utilize servicing calculators to assess loan affordability.
• Collaboration and Communication: Collaborate with brokers and lender BDMs to gather additional information or resolve lending scenarios.
• Data Organization and Reporting: Manage client assessments and create presentations for clients using Excel.
• Record-Keeping: Maintain well-documented and accurate client files in the CRM, ensuring compliance and traceability.

Benefits & Perks

• WFH (Work From Home)
• Medical, Dental Coverage, and Life Insurance from day 1 of employment.
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion).
• Competitive salary package and annual appraisal.
• Financial Assistance Program.
• Mandatory Government Benefits and 13th Month Pay.
• Regular Company Events, Work-Life Balance, and Career Growth Opportunities.

About ConnectOS and Our Client

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.

Our client is a venture capital and builder firm in Southeast Asia, founded in 2011. They focus on investing in early-stage technology companies, particularly in the e-commerce sector (B2B and B2C) and related areas like logistics.

Application Instructions

To apply, please submit your resume and any relevant supporting documents.

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Equal Employment Statement: Employment decisions at ConnectOS will be conducted without consideration of factors such as age, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.