Credit Fraud Analyst at Qonto

Paris, Île-de-France, France

Apply Now

Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, FinanceIndustries

Requirements

First experience in credit institutions, traditional banks, or fintechs
Credit expertise

Responsibilities

Build and operationalize credit fraud detection processes, establishing clear rules and guidelines for credit operations
Analyze credit applications daily to detect fraudulent documents (invoices, quotes, bank statements) and prevent financing scams and money laundering
Act as the main point of contact with our external operations partner, providing escalation support, training, and challenging their operational decisions
Collaborate with the Credit Risk team to challenge existing scoring rules and improve the balance between fraud prevention and customer experience
Handle edge cases autonomously, making quick decisions on whether to approve or reject credit applications based on fraud risk assessment
Develop documentation and processes to ensure credit fraud operations are scalable and efficient as Qonto grows

Skills

Fraud Detection

Credit Fraud

Risk Management

Operational Processes

Fraud Prevention

Process Building

Rules Establishment

Guidelines Creation

Qonto

Digital banking platform for business finances

About Qonto

Qonto is a digital banking platform that simplifies business finances by offering services like business accounts, expense management, and bookkeeping. It operates on a subscription-based model, allowing businesses to choose plans that fit their needs and scale as they grow. A standout feature is the ability to process hundreds of transfers at once, which is ideal for high transaction volumes. Qonto aims to provide efficient banking solutions with excellent customer service, available in five languages.

Paris, FranceHeadquarters

2016Year Founded

$670.5MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Tailor-made remote policy

Lunch Card

Dynamic career tracks

Competitive salary package

Employee well-being initiatives

Risks

Increased competition in the fintech sector could erode Qonto's market share.

Reliance on third-party platforms like Wise may expose Qonto to operational risks.

Rapid expansion into new markets could strain Qonto's resources and operations.

Differentiation

Qonto offers a unique feature to initiate hundreds of transfers simultaneously.

The platform provides API connectivity for seamless integration with other financial systems.

Qonto's customer service supports five languages, available seven days a week.

Upsides

Qonto's expansion into four European markets increases its customer base significantly.

The Wise Platform partnership enhances Qonto's cross-border payment capabilities.

The SEPA Direct Debit feature will improve cash flow management for customers.

Land your dream remote job 3x faster with AI

Try Jobo Free