Credit Analyst at Plenty®

Adelaide, South Australia, Australia

Plenty® Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Lending, Automotive FinanceIndustries

Requirements

  • Proven track record: 4+ years of delegated lending authority in auto finance, having held a DLA of at least $100K
  • Deep understanding: Expertise in Equifax Comprehensive Credit Reporting and financial document analysis
  • Sharp mind: Exceptional quantitative and analytical skills
  • Excellent communication: Clear and concise explanations for credit decisions
  • Positive attitude: A passion for customer service and teamwork
  • Ability to thrive: Experience working autonomously in a fast-paced environment
  • Relevant qualifications: Tertiary education or industry certifications
  • Prior experience in a lending institution or financial services environment is highly valued
  • Solutions-focused approach
  • Strong analytical and exceptional communication skills

Responsibilities

  • Underwrite consumer and commercial auto loans
  • Analyze financial data like income statements, tax returns, and credit reports
  • Make informed decisions on credit approvals
  • Collaborate with a dynamic team to deliver exceptional results
  • Accurately assess and approve consumer credit applications

Skills

Credit Underwriting
Financial Analysis
Income Statements
Tax Returns
Credit Reports
Auto Loans
Consumer Lending
Commercial Lending
Lending Authority

Plenty®

Indoor vertical farming for fresh produce

About Plenty®

Plenty is involved in indoor vertical farming, which allows for the growth of fresh produce in controlled environments. By stacking plants vertically, Plenty can maximize space and produce crops throughout the year, independent of weather conditions. This method uses less water and avoids harmful pesticides and GMOs, making it a sustainable alternative to traditional farming. The company sells its produce to grocery stores, restaurants, and directly to consumers who value high-quality and sustainable food options. Unlike many competitors, Plenty's focus on advanced farming techniques ensures a consistent supply of premium fruits and vegetables, which helps it maintain a strong brand reputation and attract loyal customers. The goal of Plenty is to transform food production by providing a reliable source of nutritious food while promoting sustainability.

South San Francisco, CaliforniaHeadquarters
2013Year Founded
$915.3MTotal Funding
SERIES_ECompany Stage
Food & AgricultureIndustries
201-500Employees

Risks

Increased competition from vertical farming startups like Bowery Farming and AeroFarms.
High initial capital investment for new farms could strain financial resources.
Dependence on strategic partnerships, such as with Driscoll's, poses potential risks.

Differentiation

Plenty uses 1% of the land required by traditional farms for leafy greens.
Plenty's vertical farms reduce water usage by up to 90% compared to traditional farming.
Plenty offers pesticide-free and GMO-free produce, ensuring high food safety standards.

Upsides

Partnership with 7-Eleven expands Plenty's reach in California with sustainable produce.
Joint venture with Mawarid to establish vertical farms in GCC, starting in Abu Dhabi.
Development of the world's largest vertical farming research center in Wyoming by 2025.

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