Credit Analyst at Plenty®

Adelaide, South Australia, Australia

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Lending, Automotive FinanceIndustries

Requirements

Proven track record: 4+ years of delegated lending authority in auto finance, having held a DLA of at least $100K
Deep understanding: Expertise in Equifax Comprehensive Credit Reporting and financial document analysis
Sharp mind: Exceptional quantitative and analytical skills
Excellent communication: Clear and concise explanations for credit decisions
Positive attitude: A passion for customer service and teamwork
Ability to thrive: Experience working autonomously in a fast-paced environment
Relevant qualifications: Tertiary education or industry certifications
Prior experience in a lending institution or financial services environment is highly valued
Solutions-focused approach
Strong analytical and exceptional communication skills

Responsibilities

Underwrite consumer and commercial auto loans
Analyze financial data like income statements, tax returns, and credit reports
Make informed decisions on credit approvals
Collaborate with a dynamic team to deliver exceptional results
Accurately assess and approve consumer credit applications

Skills

Key technologies and capabilities for this role

Credit UnderwritingFinancial AnalysisIncome StatementsTax ReturnsCredit ReportsAuto LoansConsumer LendingCommercial LendingLending Authority

Questions & Answers

Common questions about this position

What salary is offered for the Credit Analyst position?

This information is not specified in the job description.

Is the Credit Analyst role remote or office-based?

This information is not specified in the job description.

What are the key qualifications required for the Credit Analyst role?

Candidates need 4+ years of delegated lending authority in auto finance with at least $100K DLA, expertise in Equifax Comprehensive Credit Reporting and financial document analysis, exceptional quantitative and analytical skills, excellent communication, passion for customer service and teamwork, ability to work autonomously in a fast-paced environment, and relevant tertiary education or industry certifications.

What is the company culture like at Plenti?

Plenti offers a high-performing, diverse, customer-focused, and collaborative team environment where everyone can make a difference, share in results and success, and thrive in a dynamic, fast-paced fintech setting.

What makes a strong candidate for the Credit Analyst position?

A strong candidate has prior experience in consumer credit with delegated lending authority, a solutions-focused approach, strong analytical and communication skills, and the ability to thrive autonomously in a fast-paced team.

Plenty®

Indoor vertical farming for fresh produce

About Plenty®

Plenty is involved in indoor vertical farming, which allows for the growth of fresh produce in controlled environments. By stacking plants vertically, Plenty can maximize space and produce crops throughout the year, independent of weather conditions. This method uses less water and avoids harmful pesticides and GMOs, making it a sustainable alternative to traditional farming. The company sells its produce to grocery stores, restaurants, and directly to consumers who value high-quality and sustainable food options. Unlike many competitors, Plenty's focus on advanced farming techniques ensures a consistent supply of premium fruits and vegetables, which helps it maintain a strong brand reputation and attract loyal customers. The goal of Plenty is to transform food production by providing a reliable source of nutritious food while promoting sustainability.

South San Francisco, CaliforniaHeadquarters

2013Year Founded

$915.3MTotal Funding

SERIES_ECompany Stage

Food & AgricultureIndustries

201-500Employees

Risks

Increased competition from vertical farming startups like Bowery Farming and AeroFarms.

High initial capital investment for new farms could strain financial resources.

Dependence on strategic partnerships, such as with Driscoll's, poses potential risks.

Differentiation

Plenty uses 1% of the land required by traditional farms for leafy greens.

Plenty's vertical farms reduce water usage by up to 90% compared to traditional farming.

Plenty offers pesticide-free and GMO-free produce, ensuring high food safety standards.

Upsides

Partnership with 7-Eleven expands Plenty's reach in California with sustainable produce.

Joint venture with Mawarid to establish vertical farms in GCC, starting in Abu Dhabi.

Development of the world's largest vertical farming research center in Wyoming by 2025.

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