Corporates Ratings - Director (MD) at KUBRA

Frederick, Maryland, United States

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$110,000 – $180,000Compensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Credit RatingsIndustries

Requirements

Bachelor’s degree (Master’s degree preferred)
Minimum of seven (7) or more years of work experience as a financial analyst within a bank or other financial institution
Fundamental credit training (including financial statement analysis) preferred
Solid understanding of capital markets and relevant experience in credit, fixed income research, or capital markets
Experience with corporate financial statements (10-Ks, 10-Qs)
Ability to conduct due diligence and interact with clients
Strong qualitative and quantitative analytical skills
Excellent writing skills
Familiarity with Generative AI tools such as ChatGPT is a plus

Responsibilities

Lead the credit rating process by preparing internal credit memos, analyzing cash flows, and performing sector analysis
Author sector research for investors and lenders across private credit, direct lending, and public debt markets
Assist in the development and evolution of rating processes and analytical tools
Participate in issuer and investor meetings to explain KBRA methodologies and demonstrate understanding of industry trends
Manage time and resources in a fast-growing company
Work as an integral part of a team and across disciplines in a challenging and dynamic environment

Skills

Key technologies and capabilities for this role

Credit AnalysisFinancial Statement Analysis10-Ks10-QsCapital MarketsFixed Income ResearchDue DiligenceCash Flow AnalysisSector AnalysisQuantitative AnalysisQualitative AnalysisWriting

Questions & Answers

Common questions about this position

What is the salary range for the Corporates Ratings Director position?

The salary range is $110,000 - $180,000.

Is this role remote or hybrid, and what are the office requirements?

This is a hybrid position based in the Frederick, Maryland office, requiring in-office presence on Tuesdays, Wednesdays, and Thursdays.

What skills and experience are required for this Director role?

Candidates need at least seven years as a financial analyst in a bank or financial institution, fundamental credit training including financial statement analysis, understanding of capital markets, experience with corporate financial statements like 10-Ks and 10-Qs, strong analytical skills, and excellent writing skills.

What benefits does KBRA offer for this position?

Benefits include a hybrid work schedule with Tuesdays, Wednesdays, and Thursdays in the office, competitive benefits, and paid time off.

What makes a strong candidate for this Corporates Ratings Director role?

A strong candidate has a Bachelor’s or Master’s degree, 7+ years of financial analyst experience in banking or finance, expertise in credit analysis and financial statements, and a Master’s degree or familiarity with Generative AI tools like ChatGPT as a plus.

KUBRA

Customer experience management for utilities and government

About KUBRA

KUBRA provides customer experience management solutions tailored for large utility companies and government entities in North America. Their services include billing and payments, mapping, mobile applications, proactive communications, and artificial intelligence tools, all aimed at improving customer interactions and operational efficiency. KUBRA's solutions are used by over 365 clients, impacting more than 40% of households in the U.S. and Canada, resulting in over 1.5 billion customer interactions each year. The company offers various digital payment options, including partnerships with Apple Pay and Google Pay, ensuring convenience for customers. KUBRA generates revenue through subscription fees for its software and transaction fees from payment processing, allowing for steady income while expanding its offerings. The goal of KUBRA is to enhance customer engagement and streamline operations for utilities and government organizations.

Mississauga, CanadaHeadquarters

1992Year Founded

GROWTH_EQUITY_VCCompany Stage

Government & Public Sector, Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Paid day off for your birthday

Flexible Work Hours

Bi-annual performance-based bonus

Professional Development Budget

Health Savings Account/Flexible Spending Account

401(k) Company Match

Risks

Emerging tech startups pose a competitive threat to KUBRA's market share.

Economic downturns may reduce budgets for KUBRA's utility clients.

Data privacy regulations could increase compliance costs for KUBRA.

Differentiation

KUBRA offers a comprehensive suite of customer experience management solutions for utilities.

KUBRA's solutions reach over 40% of households in the U.S. and Canada.

KUBRA partners with major platforms like Apple Pay and Google Pay for flexible payments.

Upsides

KUBRA's advanced analytics enhance data insights for utility companies.

Strategic partnerships with VertexOne and NorthStar expand KUBRA's market reach.

Growing demand for digital payments aligns with KUBRA's offerings.

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