Corporate Credit Assessments - Associate at KUBRA

New York, New York, United States

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Credit RatingsIndustries

Requirements

Bachelor’s degree required
Minimum of three (3) or more years of investment research experience or similar financial analyst roles within a bank or other financial institutions
Strong accounting, corporate finance, and high yield credit analysis background
Solid prior experience analyzing creditor agreements
Experience with corporate financial statements including 10-Ks, 10-Qs
Keen interest in writing and presenting research
Prior fundamental credit training (including financial statement analysis) preferred
Research experience preferred
Ability to conduct due-diligence and interact with clients
Onsite in New York

Responsibilities

Analyze financial statements and creditor agreements to identify key strengths and weaknesses and use findings to inform credit assessments
Provide and review credit assessments on corporates based on an analysis of their financial statements. Write rationale to defend assessments and present analysis to internal and external stakeholders
Assist senior team members with key initiatives in areas including methodology development and research
Collaborate on writing and publishing timely research about corporate credit trends, markets, and any other topics relevant to KBRA clients
Work in partnership with professionals in other KBRA sectors daily to meet client deadlines and deliver best-in-class work
Develop a deep understanding of variables that impact corporate credit and credit risk, including how market fluctuations affect a company’s bottom line and risk profile

Skills

Key technologies and capabilities for this role

AccountingCorporate FinanceHigh Yield Credit AnalysisFinancial Statements AnalysisCreditor AgreementsCredit AssessmentsResearch WritingSector AnalysisCredit Metrics

Questions & Answers

Common questions about this position

What is the salary for this Associate position?

This information is not specified in the job description.

Is this role remote or onsite?

The position is onsite in the New York office.

What skills and experience are required for this role?

Candidates need a minimum of three years of investment research or financial analyst experience, proficiency with corporate financial statements like 10-Ks and 10-Qs, experience analyzing creditor agreements, a keen interest in writing research, and ability to conduct due diligence and interact with clients.

What is the team environment like at KBRA?

The role involves working in a highly collaborative team that liaises with internal and external stakeholders, partners daily with professionals in other KBRA sectors, and encourages analysts to bring ideas to managers.

What makes a strong candidate for this position?

A strong candidate has a Bachelor’s degree, at least three years of relevant experience in investment research or financial analysis, prior fundamental credit training, and experience with financial statements and creditor agreements.

KUBRA

Customer experience management for utilities and government

About KUBRA

KUBRA provides customer experience management solutions tailored for large utility companies and government entities in North America. Their services include billing and payments, mapping, mobile applications, proactive communications, and artificial intelligence tools, all aimed at improving customer interactions and operational efficiency. KUBRA's solutions are used by over 365 clients, impacting more than 40% of households in the U.S. and Canada, resulting in over 1.5 billion customer interactions each year. The company offers various digital payment options, including partnerships with Apple Pay and Google Pay, ensuring convenience for customers. KUBRA generates revenue through subscription fees for its software and transaction fees from payment processing, allowing for steady income while expanding its offerings. The goal of KUBRA is to enhance customer engagement and streamline operations for utilities and government organizations.

Mississauga, CanadaHeadquarters

1992Year Founded

GROWTH_EQUITY_VCCompany Stage

Government & Public Sector, Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Paid day off for your birthday

Flexible Work Hours

Bi-annual performance-based bonus

Professional Development Budget

Health Savings Account/Flexible Spending Account

401(k) Company Match

Risks

Emerging tech startups pose a competitive threat to KUBRA's market share.

Economic downturns may reduce budgets for KUBRA's utility clients.

Data privacy regulations could increase compliance costs for KUBRA.

Differentiation

KUBRA offers a comprehensive suite of customer experience management solutions for utilities.

KUBRA's solutions reach over 40% of households in the U.S. and Canada.

KUBRA partners with major platforms like Apple Pay and Google Pay for flexible payments.

Upsides

KUBRA's advanced analytics enhance data insights for utility companies.

Strategic partnerships with VertexOne and NorthStar expand KUBRA's market reach.

Growing demand for digital payments aligns with KUBRA's offerings.

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