Corporate Credit Assessment - Director / Senior Director (NY) at KUBRA

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Credit RatingIndustries

Requirements

Bachelor’s degree in any subject that prepared you to be a thoughtful qualitative and quantitative analyst and a strong writer
Master’s degree preferred
Strong accounting, corporate finance, and high yield credit analysis background
Solid prior experience analyzing creditor agreements
Interest in writing and presenting research

Responsibilities

Analyze financial statements and creditor agreements to identify key strengths and weaknesses and use findings to inform credit assessments
Provide and review credit assessments on corporates based on an analysis of their financial statements
Write rationale to defend assessments and present analysis to internal and external stakeholders
Assist senior team members with key initiatives in areas including methodology development and research
Collaborate on writing and publishing timely research about corporate credit trends, markets, and any other topics relevant to KBRA clients
Work in partnership with professionals in other KBRA sectors daily to meet client deadlines and deliver the best-in-class work for which KBRA has been recognized
Develop a deep understanding of variables that impact corporate credit and credit risk
Gain experience and understanding in how market fluctuations directly impact a company’s bottom line and risk profile
Serve as a senior credit analyst, managing junior credit analysts and contributing to the work process behind credit estimates and credit assessments
Conduct and review credit assessments of private companies based on financial statements, creditor agreements, and Investment Committee Memos
Conduct credit research on a variety of industrial and service sectors and develop industry/sector expertise, including key rating factors and credit metrics
Liaise with internal and external stakeholders to produce high quality and timely corporate credit opinions
Have direct involvement in KBRA’s corporate credit assessment process with significant interaction with senior management and executives at leading financial institutions

Skills

Key technologies and capabilities for this role

AccountingCorporate FinanceHigh Yield Credit AnalysisCredit AssessmentFinancial StatementsCreditor AgreementsInvestment Committee MemosCredit ResearchSector AnalysisRating FactorsCredit MetricsResearch WritingPresentations

Questions & Answers

Common questions about this position

What is the salary for this Director/Senior Director position?

This information is not specified in the job description.

Is this role remote or onsite?

The position is onsite in the New York office.

What skills and experience are required for this role?

Candidates need a strong accounting, corporate finance, and high yield credit analysis background, solid prior experience analyzing creditor agreements, and an interest in writing and presenting research. A Bachelor’s degree is required, with a Master’s preferred.

What is the team environment like at KBRA?

The role involves working in a highly collaborative team that liaises with internal and external stakeholders, partners daily with professionals in other KBRA sectors, and interacts significantly with senior management and executives.

What makes a strong candidate for this position?

A strong candidate will have a Bachelor’s degree preparing them as a thoughtful qualitative and quantitative analyst and strong writer, plus a robust background in accounting, corporate finance, high yield credit analysis, and experience with creditor agreements.

KUBRA

Customer experience management for utilities and government

About KUBRA

KUBRA provides customer experience management solutions tailored for large utility companies and government entities in North America. Their services include billing and payments, mapping, mobile applications, proactive communications, and artificial intelligence tools, all aimed at improving customer interactions and operational efficiency. KUBRA's solutions are used by over 365 clients, impacting more than 40% of households in the U.S. and Canada, resulting in over 1.5 billion customer interactions each year. The company offers various digital payment options, including partnerships with Apple Pay and Google Pay, ensuring convenience for customers. KUBRA generates revenue through subscription fees for its software and transaction fees from payment processing, allowing for steady income while expanding its offerings. The goal of KUBRA is to enhance customer engagement and streamline operations for utilities and government organizations.

Mississauga, CanadaHeadquarters

1992Year Founded

GROWTH_EQUITY_VCCompany Stage

Government & Public Sector, Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Paid day off for your birthday

Flexible Work Hours

Bi-annual performance-based bonus

Professional Development Budget

Health Savings Account/Flexible Spending Account

401(k) Company Match

Risks

Emerging tech startups pose a competitive threat to KUBRA's market share.

Economic downturns may reduce budgets for KUBRA's utility clients.

Data privacy regulations could increase compliance costs for KUBRA.

Differentiation

KUBRA offers a comprehensive suite of customer experience management solutions for utilities.

KUBRA's solutions reach over 40% of households in the U.S. and Canada.

KUBRA partners with major platforms like Apple Pay and Google Pay for flexible payments.

Upsides

KUBRA's advanced analytics enhance data insights for utility companies.

Strategic partnerships with VertexOne and NorthStar expand KUBRA's market reach.

Growing demand for digital payments aligns with KUBRA's offerings.

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