Compliance Lead at Pagaya

New York, New York, United States

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Not SpecifiedCompensation

N/AExperience Level

N/AJob Type

Not SpecifiedVisa

N/AIndustries

Requirements

5–8 years of compliance experience in a dynamic, evolving organization, ideally with a background in the lending, consumer finance, or securities industries
Strong understanding of U.S. regulatory requirements relevant to consumer lending and investment activities
Demonstrated experience designing or managing compliance programs, including monitoring and testing activities
Excellent communication and relationship-building skills, with the ability to influence cross-functional partners and senior stakeholders
Excellent organizational skills, with a proven ability to multitask and operate with sound judgment in a fast-paced, evolving environment

Responsibilities

Lead day-to-day compliance operations and serve as a trusted advisor to business leaders across Pagaya’s U.S. business lines
Develop and execute compliance monitoring, testing, and review programs to identify and mitigate risk
Support the design and implementation of compliance frameworks for new products and business initiatives, including auto and point-of-sale (POS) lending
Partner with Legal, Risk, and Product teams to embed compliance requirements into product design, operational processes, and decision-making
Assist in regulatory examinations and interactions with external auditors, ensuring accurate and timely responses
Monitor regulatory developments and industry trends to proactively assess and address potential compliance impacts
Promote a culture of compliance awareness and accountability across the organization

Skills

Pagaya

AI-driven asset management for institutions

About Pagaya

Pagaya specializes in managing institutional money through the use of artificial intelligence. The company focuses on the asset management market, particularly in creating asset-backed securities (ABS). Its products work by utilizing advanced machine learning and big data analytics to identify profitable opportunities in complex financial markets. By collaborating with tech-enabled firms, Pagaya enhances its understanding of consumer behavior, which is crucial for credit markets. Unlike its competitors, Pagaya actively manages ABS with AI, offering a distinct advantage to institutional investors. The company's goal is to issue and manage ABS effectively, as evidenced by its achievement of over $1 billion in ABS issuance within a year and a half, showcasing its growth and capability.

New York City, New YorkHeadquarters

2016Year Founded

$480.7MTotal Funding

IPOCompany Stage

Fintech, AI & Machine Learning, Financial ServicesIndustries

501-1,000Employees

Benefits

Health Insurance

Paid Vacation

Flexible Work Hours

Risks

Integration challenges from Tally acquisition may impact strategic goals.

Rapid expansion through acquisitions could strain resources and efficiency.

Increased competition from AI-driven companies like Rocket Companies threatens market position.

Differentiation

Pagaya uses AI and big data to manage institutional money effectively.

Pagaya Pulse platform offers a scalable performance edge with state-of-the-art algorithms.

Pagaya specializes in alternative credit markets, providing unique financial products.

Upsides

Pagaya raised $1 billion in ABS deals, showing strong capital market demand.

Acquisition of Tally's tech enhances Pagaya's embedded finance solutions.

Pagaya's strategic Advisory Board aims to accelerate business expansion.

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