Sr. Compliance Analyst
Credit Key- Full Time
- Junior (1 to 2 years)
Candidates should have 3+ years of experience in fraud investigations, dispute resolution, compliance, or risk management within fintech, banking, or financial services, and a Bachelor's degree or equivalent professional experience. They should possess proven expertise in processing chargeback claims and understanding regulatory frameworks such as Regulation Z, Regulation E, Gram-Leach-Bliley Act, and other financial compliance laws, along with strong analytical, organizational, and critical thinking skills, proficiency in Excel/Sheets, and strong written and verbal communication skills.
The Compliance Analyst will conduct routine to complex fraud investigations, applying professional judgment to analyze and resolve cases efficiently, investigate and process Regulation Z/E claims (ACH/Card Disputes), execute Visa chargeback processes effectively, conduct informational and admission-seeking interviews with stakeholders, monitor and analyze financial transactions to proactively identify and mitigate fraud risks, collaborate with product and marketing teams to ensure adherence to consumer protection regulations, conduct research and document regulatory changes, support maintenance and improvement of compliance policies, participate in risk assessments, assist in creating and delivering compliance training, and provide guidance and clear documentation to stakeholders regarding regulatory compliance expectations.
Provides early wage access without fees
Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.