Claims Analyst II, Accident & Health at AIG

Lenexa, Kansas, United States

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Not SpecifiedCompensation

Entry Level & New Grad, Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

InsuranceIndustries

Requirements

Insurance claims experience of at least 1+ year(s) with exposure to Accident and Health claims preferred, and/or sickness and accident benefits type injury claims or any related experience
College/University or equivalent industry experience
CIP or CRM designation preferred
Proficient computer skills to navigate paperless claim file system
Excellent written, verbal communication, and interpersonal skills
Ability to manage workload effectively and efficiently/ability to prioritize is essential
Willingness to work closely with colleagues on skill development
Ability to read and interpret insurance policies
A highly organized individual with ability to work in a high pace environment
Bilingual (Spanish) a plus
Primarily in the office (in-person collaboration required)

Responsibilities

Handle all aspects of claim resolution for assigned claims while providing world class service to external and internal customers
Confirm coverage of claims (AD&D, accident and sickness claims, critical illness, hospital cash claims, out of country medical and business-related travel claims) by reviewing policies and documents submitted in support of claims
Analyze coverage and communicate coverage position
Conduct, coordinate, and direct investigation into loss facts
Determine eligibility of claims and amounts owed under the terms of the contract
Recognize and pursue subrogation where warranted
Recognize and make appropriate Risk and Fraud referrals
Operate within our best practices guidelines, including timely reserve review, notes, payment requests, electronic diary
Other duties as assigned

Skills

Claims Handling

Coverage Analysis

Claims Investigation

Subrogation

Risk Assessment

Fraud Detection

Reserve Management

Policy Review

AD&D Claims

Accident Claims

Health Claims

Critical Illness Claims

AIG

Global insurance provider for individuals and businesses

About AIG

AIG provides a variety of insurance products and services aimed at individuals, families, and businesses. Their offerings include life insurance, retirement planning, and commercial insurance, which help clients manage risk and protect their assets. AIG operates by underwriting insurance policies and managing risk, while also investing the premiums collected to generate income. This company stands out from competitors by not only focusing on traditional insurance but also emphasizing cybersecurity and data protection to keep clients' information safe. AIG's goal is to help clients achieve financial security and peace of mind through comprehensive insurance solutions.

New York City, New YorkHeadquarters

1919Year Founded

IPOCompany Stage

Cybersecurity, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision coverage

Flexible Spending Accounts (FSA)

401(k)

PTO

Commuter Expense Reimbursement Account

Risks

Sale of personal travel business may reduce AIG's market presence in travel insurance.

Expansion in Atlanta could pose financial risks if expected growth does not materialize.

Deconsolidation of Corebridge Financial might lead to loss of synergies and increased costs.

Differentiation

AIG offers a wide range of insurance products globally, serving diverse client needs.

Corebridge Financial, a subsidiary, enhances AIG's offerings in retirement planning and financial futures.

AIG emphasizes cybersecurity and data protection, ensuring clients' information remains secure.

Upsides

AI adoption in underwriting and claims processing enhances efficiency and reduces costs for AIG.

InsurTech partnerships offer AIG opportunities to enhance digital capabilities and drive innovation.

Telematics and usage-based insurance allow AIG to offer personalized and flexible products.

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