Business Analyst Payments - H/F at Tala

Paris, Île-de-France, France

Tala Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Finance, ConsultingIndustries

Requirements

  • 5 years of experience as a consultant on cash management solutions, payment flows, or payment methods
  • Extensive knowledge of domestic, European, and international payment methods: initiation and execution of payments/direct debits, restitution to the client, client rights management
  • Good understanding of payment issues, information systems (methodologies, message formats and exchange protocols, processes, and IS)
  • Ability to manage projects in international contexts, ensuring the link between business and IT teams
  • Integrity, rigor, dynamism, strong desire to learn new technical, functional, and business environments
  • Strong interpersonal skills to adapt to any situation and strong team spirit
  • Good level of English required
  • Experience in agile is a plus

Responsibilities

  • Drafting of terms of reference, expressions of needs, and detailed functional specifications
  • Recording scenarios and test cases in a test tracking tool
  • Execution and monitoring of test scenarios
  • Recording bugs and monitoring corrective actions
  • Coordination with all involved stakeholders (business, IT, and MOA)
  • User assistance and production monitoring
  • Acting as Product Owner business, PPO, Business Analyst, CP, or responsible for business/technical tests
  • Intervening on all stages of a payment project, from business teams (Marketing, Operations) to MOA and IT teams
  • Working on projects such as SEPA, SCT, SDD, and Instant Payments engines; end-to-end payment flow supervision to compensation; Correspondent Banking projects

Skills

Business Analysis
Payments
SI
MOA
Project Management
Message Formats
Exchange Protocols
International Projects

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters
2011Year Founded
$341.1MTotal Funding
DEBTCompany Stage
Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.
Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.
Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.
The company provides instant credit and expansive bill payment options via a single app.
Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.
Apple's NFC chip opening may allow Tala to offer more seamless payment options.
Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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