Banking Advisory Senior Analyst at Accenture

Chennai, Tamil Nadu, India

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

BCom/MCom/Master of Business Administration
5 to 8 years of experience
Skill in Com.Bkg- Credit UW - Commercial Credit Underwriting
Good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation
Analysis of property inspection reports, rent rolls, operating statements, and preparation of letters based on regulatory requirements
Analysis of proof of payments, invoices, disbursement forms, lien waivers & schedules
Expertise in commercial real estate underwriting or commercial underwriting (residential underwriting preferable)
Ability to perform under pressure
Commitment to quality
Strong analytical skills
Prioritization of workload
Strong written and verbal communication

Responsibilities

Conduct detailed research on the financial history of businesses to determine their creditworthiness
Assess the risk parameters of the loan, borrower, and industry including financial performance of the borrower and guarantor
Assess repayment capacity and recommend future course of action in approving/declining/counter offering business loans
Perform analysis and solving of increasingly complex problems
Interact with peers within Accenture, and some interaction with clients and/or Accenture management
Work with minimal instruction on daily tasks and moderate instruction on new assignments
Make decisions that impact own work and may impact the work of others
Act as an individual contributor and/or oversee a small work effort and/or team
Help clients transform banking operations into an agile, resilient operating model by addressing quality, productivity, customer expectations, regulatory, and operational pressures
Assist in processing trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks

Skills

Key technologies and capabilities for this role

Commercial Credit UnderwritingCredit AnalysisFinancial AnalysisRisk AssessmentLoan EvaluationTrade FinanceBanking OperationsAnalytical Skills

Questions & Answers

Common questions about this position

What qualifications and experience are required for the Banking Advisory Senior Analyst role?

Candidates need a BCom/MCom/Master of Business Administration and 5 to 8 years of experience. Expertise in commercial real estate underwriting or commercial underwriting is required, with residential underwriting preferable.

What key skills are needed for this position?

The role requires strong analytical skills, ability to perform under pressure, commitment to quality, prioritization of workload, and strong written and verbal communication. A good understanding of credit analysis, underwriting, financial analysis, and asset evaluation is essential.

What does a typical day involve in this role?

You will conduct detailed research on businesses' financial history to assess creditworthiness, evaluate risk parameters of loans, borrowers, and industries, and recommend actions on business loans. Interactions are primarily with Accenture peers, some with clients or management, with minimal daily instruction and moderate guidance on new tasks.

What is the salary or compensation for this role?

This information is not specified in the job description.

Is this a remote position or what is the work location?

This information is not specified in the job description.

Accenture

Global professional services for digital transformation

About Accenture

Accenture provides a wide range of professional services, including strategy and consulting, technology, and operations, to help organizations improve their performance. Their services assist clients in navigating digital transformation, enhancing operational efficiency, and achieving sustainable growth. Accenture's offerings include cloud migration, cybersecurity, artificial intelligence, and data analytics, which are tailored to meet the needs of various industries such as financial services, healthcare, and retail. What sets Accenture apart from its competitors is its extensive industry knowledge and ability to deliver comprehensive solutions that address both immediate challenges and long-term goals. The company's aim is to support clients in reducing their environmental impact while driving innovation and growth.

Dublin, IrelandHeadquarters

1989Year Founded

$8.5MTotal Funding

IPOCompany Stage

Consulting, Enterprise Software, CybersecurityIndustries

10,001+Employees

Risks

Rapid AI advancements may outpace Accenture's current capabilities, risking competitive disadvantages.

Integration challenges from multiple acquisitions could affect Accenture's operational efficiency.

The rise of AI-driven startups may disrupt Accenture's market share in customer service solutions.

Differentiation

Accenture's acquisitions enhance its capabilities in digital twin technology for financial services.

The company is expanding its expertise in net-zero infrastructure through strategic acquisitions.

Accenture's focus on software-defined vehicles positions it as a leader in automotive innovation.

Upsides

Accenture's investment in EMTECH supports central bank modernization amid digital currency evolution.

The acquisition of Award Solutions boosts Accenture's presence in the growing 5G and IoT markets.

Accenture's strategic acquisitions align with high-growth markets like digital twins and net-zero projects.

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